October NSD challenge
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Outstanding October's No-Spend Days Challenge!
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Another NSD today, tomorrow I’ll need to get petrol but hope not to be tempted to buy anything else from the store!1
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A couple of spendy days buying clothes/shoes for the kids for things they outgrew and a couple of things for me to address the holes in my wardrobe. A NSD today though.
2025 decluttering: 5,378 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 473🥉🥈🥇💎🏆Big kitchen declutter challenge 139/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
Two NSDs... I've had a spend free weekend! 😁Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 6/15
beanielou 12/19
BestnamesRgone 11/15
Caeraugirl 6/18
cathybird 10/15
Crazycatlady2Doris17 3/12GeorgianaCavendish 8Geriatricmum 10Honeysucklelou2HotDog2020 6/10
KajiKita 10/20
laura lau 7/18
laurenh1 6/18
leftatthetrafficlights 10/24
LittleMissDetermined 11/18
Makingabobor2 15Nintud 2/5
QueenJess 8/10
RisingPhoenix1 9/15
RPD1953 10Rupacomp 6/15
SecondStar 8/22
short bird 10/18
Worlds Worst Superherox raphael xx 8/25
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
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@HotDog2020 very nippy overnight! Definitely autumnal.HotDog2020 said:Day 6 please @cathybird Thank you. Bit chilly today huh?
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NSD here today 😊 so I think I have got to 10? 🤩
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2025, as @ 16th November
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Number 9 for me today please Debt Total Sept 24 - £9532.26 - Current Total - £8992.89 - Percentage Paid 5.65%
Pots To Be Filled:
Car Insurance: £0/£450
Festival Aug 2025: £0/£450
Holiday 2025: £0/£500
Emergency Fund: £0/£500****TARGET DEBT-FREE DATE 01/07/2026****2 -
One more NSD for me. Not difficult as I have £1.50 to my name until payday on Tuesday!MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
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What matters is how we live and love and how we spend our dash. (L Ellis)2 -
It's a no spend Monday for me today, Saturday and Sunday were both a NSD too!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001
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