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Outstanding October's No-Spend Days Challenge!

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Comments

  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    easly call for NSD today!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    cathybird said:
    HotDog2020 said:
    Day 5 for me please @cathybird I actually went out for fish and chips but came back empty handed as I changed my mind once I got there! Thank you.
    @HotDog2020 well done! xx :)
    Thanks @cathybird I appreciate the comment.
  • BestnamesRgone
    BestnamesRgone Posts: 130 Forumite
    100 Posts Second Anniversary Name Dropper
    Today will be a NSD for me 🙂
  • AuntieL
    AuntieL Posts: 385 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD today 😁 I’m off to London tomorrow for a few days - no NSDs predicted 🤨
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    August 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £593/£700
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi @cathybird Not today, I caved to delicious call of local cafe with takeaway goodies for a treat, very good food. I will try harder tomorrow...@cathybird is it okay to count tomorrow as a no spend when I am spending excessively on food shop? I am buying normal groceries, plus the ingredients to make Two Christmas cakes one for me and one for a present? Thank you.
  • cathybird
    cathybird Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HotDog2020 said:
    Hi @cathybird Not today, I caved to delicious call of local cafe with takeaway goodies for a treat, very good food. I will try harder tomorrow...@cathybird is it okay to count tomorrow as a no spend when I am spending excessively on food shop? I am buying normal groceries, plus the ingredients to make Two Christmas cakes one for me and one for a present? Thank you.
    @HotDog2020 that doesn't sound excessive - isn't round about now the time of year that people make Christmas cakes? So it's planning ahead. xx :)
  • cathybird
    cathybird Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 October 2024 at 4:01PM
    October NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 

    October targets


    AuntieL 6/15  image  image

    beanielou 11/19  image  image  image

    BestnamesRgone 9/15  image  image

    Caeraugirl 6/18  image  image

    cathybird 9/15  image  image

    Crazycatlady2  

    Doris17 3/12  image

    GeorgianaCavendish 8 

    Geriatricmum 10 

    Honeysucklelou2  

    HotDog2020 5/10  image  image 

    KajiKita 8/20  image  image 

    laura lau 7/18  image  image

    laurenh1 6/18  image  image

    leftatthetrafficlights 10/24  image  image  image

    LittleMissDetermined 8/18  image  image

    Makingabobor2 15 

    Nintud 1/5   image 

    QueenJess 7/10  image  image

    RisingPhoenix1 7/15  image  image

    RPD1953 10

    Rupacomp 4/15  image

    SecondStar 8/22  image  image

    short bird 8/18   image  image

    Worlds Worst Superhero  

    x raphael xx 8/25  image  image 




    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    October results updated here :):)
  • SecondStar
    SecondStar Posts: 653 Forumite
    500 Posts Third Anniversary Name Dropper
    Up to 8 NSDs :)
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.
    Frugal living in 2025.

    261 No Spend Days in 2024!

    3-month Emergency Fund: £3,500 / £3,500 - DONE!
    1k Pet Emergency Fund - £1,000 / £1,000 - DONE!

    Nationwide 1 year 6.5% Savings - £600 / £2,400
  • beanielou
    beanielou Posts: 95,829 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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