Pots To Be Filled:
Car Insurance: £0/£450
Festival Aug 2025: £0/£450
Holiday 2025: £0/£500
Emergency Fund: £0/£500
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Outstanding October's No-Spend Days Challenge!
Comments
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Will be number 10 for me today!Debt Total Sept 24 - £9532.26 - Current Total - £8992.89 - Percentage Paid 5.65%
Pots To Be Filled:
Car Insurance: £0/£450
Festival Aug 2025: £0/£450
Holiday 2025: £0/£500
Emergency Fund: £0/£500****TARGET DEBT-FREE DATE 01/07/2026****1 -
2 more NSD for me, one for yesterday and one for today.Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
October NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 6/15
beanielou 13/19
BestnamesRgone 11/15
Caeraugirl 9/18
cathybird 11/15
Crazycatlady2Doris17 3/12GeorgianaCavendish 8Geriatricmum 10Honeysucklelou2HotDog2020 7/10
KajiKita 10/20
laura lau 9/18
laurenh1 7/18
leftatthetrafficlights 10/24
LittleMissDetermined 11/18
Makingabobor2 15Nintud 2/5
QueenJess 8/10
RisingPhoenix1 10/15
RPD1953 10Rupacomp 7/15
SecondStar 8/22
short bird 10/18
Worlds Worst Superherox raphael xx 8/25
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
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Not one today - we are on holiday for four days and I bought lunch out today 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2025, as @ 28th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
7/10 @cathybird Technically I did spend money however the money comes out of money given to me from ebay for a sale for an item to be posted, I almost gave in to the call of fish and chips again, but @cathybird was calling more and saying No Spend, No Spend, No Spend!!! So I didn't spend anything!2
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Finally another one today 🙌1
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Sunday and yesterday were NSDs and I'm making an early call for today too, taking me to 9.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 12/102 -
NSD yesterday 😊 won't be one today as am treating a friend to dinnerSavings goal by 31/12/24: £22000
Dec 23: £6945.232
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