Pots To Be Filled:
Car Insurance: £0/£450
Festival Aug 2025: £0/£450
Holiday 2025: £0/£500
Emergency Fund: £0/£500
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Outstanding October's No-Spend Days Challenge!
Comments
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Calling a NSD early today - no time to spend!2025 decluttering: 4,908 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟2025 use up challenge: 351🥉🥈🥇💎🏆Mini freezer challenge 0/-20Big kitchen declutter challenge 115/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Today will be 11 for me
Debt Total Sept 24 - £9532.26 - Current Total - £8992.89 - Percentage Paid 5.65%
Pots To Be Filled:
Car Insurance: £0/£450
Festival Aug 2025: £0/£450
Holiday 2025: £0/£500
Emergency Fund: £0/£500****TARGET DEBT-FREE DATE 01/07/2026****1 -
Back from my weekend away. As expected, there was spending. Mainly on food & hotels, but we tried to keep it to a minimum & grab salads etc from lidl for lunches instead of eating out.10/25 NSDsDebt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.983 -
Another one for today please, I think that puts me on 8 2
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Not today - found a lovely bookshop 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2025, as @ 28th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Not one for me, I have had family visiting so we had a nice day out today. It's the last day of their visit so I should get in at least one NSD this week before going away for a few days. 0
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October NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 6/15
beanielou 14/19
BestnamesRgone 11/15
Caeraugirl 9/18
cathybird 11/15
Crazycatlady2Doris17 3/12GeorgianaCavendish 8Geriatricmum 10Honeysucklelou2HotDog2020 7/10
KajiKita 10/20
laura lau 9/18
laurenh1 8/18
leftatthetrafficlights 10/24
LittleMissDetermined 12/18
Makingabobor2 15Nintud 2/5
QueenJess 9/10
RisingPhoenix1 11/15
RPD1953 10Rupacomp 7/15
SecondStar 8/22
short bird 11/18
Worlds Worst Superherox raphael xx 10/25
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
Cancelled plans this evening means an unexpected NSD for me
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Day 11 for me...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2
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