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Outstanding October's No-Spend Days Challenge!

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Comments

  • KajiKita
    KajiKita Posts: 7,948 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not today - dinner out with some of Mr KK’s friends he’s not seen in 37 years 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 47 books of target 52 in 2025, as @ 30th August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Geriatricmum
    Geriatricmum Posts: 218 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    KajiKita said:
    Not today - dinner out with some of Mr KK’s friends he’s not seen in 37 years 😊

    KK
    Wow, much to catch up on then! 
  • beanielou
    beanielou Posts: 95,832 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 7,948 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Geriatricmum said:
    KajiKita said:
    Not today - dinner out with some of Mr KK’s friends he’s not seen in 37 years 😊

    KK
    Wow, much to catch up on then! 
    Yes! 😊 I bailed at 10.30pm - just too tired! 😉

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 47 books of target 52 in 2025, as @ 30th August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Geriatricmum
    Geriatricmum Posts: 218 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Not gonna be an NSD today, it's half term in Scotland and I'm going out with my daughter to get a birthday present for her friend and she's bound to want something too. *shakes fist at Smyths". 
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    Another NSD! I had a good spend free streak this week, the perks of being relegated home with a bad cold, hehe!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Spendy day today. Got a halloween costume for work and a bigger tub for the tortoise ready for his hibernation soon.

    11/25 NSDs
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Caeraugirl
    Caeraugirl Posts: 594 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Another NSD for me today.
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 12/10
  • AuntieL
    AuntieL Posts: 386 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    Back from holidays and back to NSD. One for today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    August 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £593/£700
  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    Another NSD today 😊
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
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