October NSD challenge
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Outstanding October's No-Spend Days Challenge!
Comments
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Yesterday was not a NSD as I had to order a new mattress protector and mattress cover for the new bed that will (finally!) be delivered on Monday. While I was at it I also ordered a baby shower card and happy birthday card for my friend, as she’s holding her baby shower next weekend and her birthday is in a couple of weeks.Today is definitely going to be a NSD!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Not one today - need to get DS a bigger top and jumper for Beavers.2025 decluttering: 5,378 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 473🥉🥈🥇💎🏆Big kitchen declutter challenge 139/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 8/15
beanielou 17/19
BestnamesRgone 15/15
Caeraugirl 10/18
cathybird 12/15
Crazycatlady2Doris17 3/12GeorgianaCavendish 8Geriatricmum 3/10
Honeysucklelou2HotDog2020 8/10
KajiKita 12/20
laura lau 12/18
laurenh1 8/18
leftatthetrafficlights 16/24
LittleMissDetermined 14/18
Makingabobor2 15Nintud 2/5
QueenJess 11/10
RisingPhoenix1 12/15
RPD1953 10Rupacomp 9/15
SecondStar 14/22
short bird 14/18
Worlds Worst Superherox raphael xx 13/25
🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
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NSD here today 😊 (getting back into it now 😊).
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2025, as @ 16th November
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
NSD for me today, am getting stupidly excited when checking my bank account to see the fewer transactions this month! This is rather addictive 😁2
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@BestnamesRgone it is, isn't itBestnamesRgone said:NSD for me today, am getting stupidly excited when checking my bank account to see the fewer transactions this month! This is rather addictive 😁
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And today was day 14.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Not today, but I am hopeful for tomorrow. Snack attack!2
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Another one for me!13/25 NSDsDebt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.982
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