October NSD challenge
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Outstanding October's No-Spend Days Challenge!
Comments
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 7/15
beanielou 16/19
BestnamesRgone 13/15
Caeraugirl 10/18
cathybird 12/15
Crazycatlady2Doris17 3/12
GeorgianaCavendish 8Geriatricmum 3/10
Honeysucklelou2HotDog2020 8/10
KajiKita 10/20
laura lau 11/18
laurenh1 8/18
leftatthetrafficlights 16/24
LittleMissDetermined 14/18
Makingabobor2 15Nintud 2/5
QueenJess 10/10
RisingPhoenix1 12/15
RPD1953 10Rupacomp 9/15
SecondStar 14/22
short bird 13/18
Worlds Worst Superherox raphael xx 11/25
🌞 🌞 Everyone welcome to join! 🌞 🌞2 -
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8/10 Please @cathybird Thank you.1
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A surprise day 13.
‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
A NSD today

2026 decluttering: 2,571 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 515🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑5001 -
Not one for me as I sent a small donation to the local animal rescue centre but still have £32 to last me til the 21st (I set an amount in my account that I try not to go under!) tomorrow should be a NSD 🤞1
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Not today - last day of the holiday so bought lunch. Hoping to restart NSDs tomorrow… 🤞
KKAs at 18.06.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £214,281
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2026 as @ 24th June.
Produce tracker: £152 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
It's a NSD for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5189/£60001 -
An NSD for me today, thanks 🙂1
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Up to 14 NSDs
‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
Frugal living in 2026.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
6 month Emergency Fund: £6,000 / £8,000
Nationwide 1 year 6.5% Savings - £2,400 / £2,400 - DONE!1
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