October NSD challenge
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Outstanding October's No-Spend Days Challenge!
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One for me today 😊Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 5/15
beanielou 9/19
BestnamesRgone 8/15
Caeraugirl 5/18
cathybird 9/15
Crazycatlady2Doris17 3/12GeorgianaCavendish 8Geriatricmum 10Honeysucklelou2HotDog2020 4/10KajiKita 7/20
laura lau 6/18
laurenh1 6/18
leftatthetrafficlights 9/24
LittleMissDetermined 7/18
Makingabobor2 15Nintud 5QueenJess 7/10
RisingPhoenix1 7/15
RPD1953 10Rupacomp 4/15SecondStar 7/22
short bird 8/18
Worlds Worst Superherox raphael xx 8/25
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
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Early call for one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60001 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
One for me today please
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Today will be number 7 for meDebt Total Sept 24 - £9532.26 - Current Total - £8992.89 - Percentage Paid 5.65%
Pots To Be Filled:
Car Insurance: £0/£450
Festival Aug 2025: £0/£450
Holiday 2025: £0/£500
Emergency Fund: £0/£500****TARGET DEBT-FREE DATE 01/07/2026****1 -
And today is day 8.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Another NSD today
2026 decluttering: 1,120 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 317🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0001 -
Up to 7 NSDs ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
Frugal living in 2026.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
6 month Emergency Fund: £5,768 / £8,000
Nationwide 1 year 6.5% Savings - £1,600 / £2,2001
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