October NSD challenge
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Outstanding October's No-Spend Days Challenge!
Comments
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Ended up not going out so 10/24 for me please'Happiness is not a destination but the journey you walk every day'
Jan GC: £74.77/£100
DNF: £1471.53/£6700
Garden sections: 0/21
DNF: 3/45
Save 12k in 2026: #37 £1471.53/£6700
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
Have bagged another today, taking me up to 6.#15 Save £12k in 2026 £4500/£120001
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The only thing I went out for today was a walk in the woods and a weeding session in the garden so NSD here today 😊🤩
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Day 5 for me please @cathybird I actually went out for fish and chips but came back empty handed as I changed my mind once I got there! Thank you.1
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@[Deleted User] well done! xx[Deleted User] said:Day 5 for me please @cathybird I actually went out for fish and chips but came back empty handed as I changed my mind once I got there! Thank you.
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 5/15
beanielou 10/19
BestnamesRgone 8/15
Caeraugirl 6/18
cathybird 9/15
Crazycatlady2Doris17 3/12GeorgianaCavendish 8Geriatricmum 10Honeysucklelou2HotDog2020 5/10
KajiKita 8/20
laura lau 6/18
laurenh1 6/18
leftatthetrafficlights 10/24
LittleMissDetermined 8/18
Makingabobor2 15Nintud 1/5
QueenJess 7/10
RisingPhoenix1 7/15
RPD1953 10Rupacomp 4/15SecondStar 7/22
short bird 8/18
Worlds Worst Superherox raphael xx 8/25
🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
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Finally had my first NSD of October 😁MBNA 430/14000
Santander 435/10550
Nationwide 0/497
Santander OD 0/2900
Nationwide OD 21/100
Mortgage
NSD Jan/6
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What matters is how we live and love and how we spend our dash. (L Ellis)1 -
Early call for one today please, I'm working long hours today and then this evening is movie night from the comfort of my own sofa
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60001 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1
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