October NSD challenge
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Outstanding October's No-Spend Days Challenge!
Comments
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Ended up not going out so 10/24 for me pleaseDNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
Have bagged another today, taking me up to 6.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 12/101 -
The only thing I went out for today was a walk in the woods and a weeding session in the garden so NSD here today 😊🤩
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2025, as @ 28th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Day 5 for me please @cathybird I actually went out for fish and chips but came back empty handed as I changed my mind once I got there! Thank you.1
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HotDog2020 said:Day 5 for me please @cathybird I actually went out for fish and chips but came back empty handed as I changed my mind once I got there! Thank you.1
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =October targetsAuntieL 5/15beanielou 10/19BestnamesRgone 8/15Caeraugirl 6/18cathybird 9/15Crazycatlady2Doris17 3/12GeorgianaCavendish 8Geriatricmum 10Honeysucklelou2HotDog2020 5/10KajiKita 8/20laura lau 6/18laurenh1 6/18leftatthetrafficlights 10/24LittleMissDetermined 8/18Makingabobor2 15Nintud 1/5QueenJess 7/10RisingPhoenix1 7/15RPD1953 10Rupacomp 4/15SecondStar 7/22short bird 8/18Worlds Worst Superherox raphael xx 8/25🌞 🌞 Everyone welcome to join! 🌞 🌞1
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Finally had my first NSD of October 😁MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
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What matters is how we live and love and how we spend our dash. (L Ellis)1 -
Early call for one today please, I'm working long hours today and then this evening is movie night from the comfort of my own sofa
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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