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First Direct £175 switching offer 09/09/2024

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Comments

  • UKX69
    UKX69 Posts: 194 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Rich1976 said:
    Chickenmad said:w
    Thanks for the reply winkowinko. I'm sure if I was 30 years younger opening an account would be a breeze but modern life is not geared up for us "cotton tops" without a smartphone (I had one for 2 years...hated it!!) Crazy really when you consider how many there are of us....untapped market? I've been with NatWest for over 55 years but if a bank could offer a really easy switch for technophobes like me I would jump at it & I'm sure there would be thousands of others in a similar position. Have you ever tried working on a modern car? No, me neither but in the past I would take on virtually any mechanical job. That's how I feel with a lot of modern tech.
    Chickenmad you are quite right. The modern world is geared for tech, but not surprising. We older goats are being forgotten in the race to make everything accessible via screens. I’m in a position whereby in my former life computers and tech went hand in hand, and smartphones are just an offshoot of that.  But yes, if you are behind the curve with smartphones, opening some accounts can be quite frustrating. I still prefer the face to face approach in branch. By the way, you beat me on NatWest, I claim 49 years! 😁
    Technology is here to stay and is only going to become more advanced. AI is the next big thing which brings with it its own advantages and downsides.

    people need to embrace technology as best as they can because it is all too easy to be left behind in the modern world as frustrating as it can be .
    Yes, can’t argue about that.
  • Nasqueron
    Nasqueron Posts: 10,844 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 29 November 2024 at 12:17PM
    Can I cancel the 2 standing orders that were required to be eligible for the switch incentive, as soon as the switch is completed?

    And would I still be able to open the 7% regular saver even if I had no standing orders from the current account?
    I have a FD account with the saver, it has 1 SO, no DD, literally only 1 transaction a month in and 1 out - regular saver money paid into the current account from another account then the saver takes the money the next day 

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Ponchos
    Ponchos Posts: 685 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Hi all, just looking for some clarification; if you already have a First Direct account but haven't had switch cash from them before, you can switch in another account and still qualify for the switch bonus, can't you? It is JUST for brand new customers? I assume this is the case. But that the cashback through Top Cashback isn't available, because although the switch might be new, you aren't a new customer to the bank itself, correct?

    Thanks :)
  • Aidanmc
    Aidanmc Posts: 1,391 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Is the only way to open a new current account with First Direct by using the app?
    I went to do it on laptop and it brings me to a qr code for the app?
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