Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18
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Splendid September's No-Spend Days Challenge!
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Hi @cathybird please could I have 10 for October and I will try and have a better start next month...thank you.1
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Another NSD today. Could I go for 10 days in October please?
2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 406🥉🥈🥇💎🏆Big kitchen declutter challenge 137/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7001 -
NSD today, taking me to 13.#21 Save £12k in 2025 £19277.35/£200001
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NSD today 🥰Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
NSD today 😊
20 for October please.
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Yes there's a shiny new month just round the corner, any thoughts on targets? ...October targetsAuntieL 15beanielou 19BestnamesRgoneCaeraugirl 18cathybird 15Crazycatlady2Doris17GeriatricmumHoneysucklelou2HotDog2020 10KajiKita 20laura lau 18laurenhleftatthetrafficlightsLittleMissDeterminedMakingabobor2 15QueenJess 10Prodigal50RupacompSecondStarshort bird 18Worlds Worst Superhero🌞 🌞 Everyone welcome to join! 🌞 🌞0
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September NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =September targetsAuntieL 14/15beanielou 23/19BestnamesRgone 12/12Caeraugirl 13/15cathybird 18/15Crazycatlady2 1/18Doris17 4/12Geriatricmum 8/10HomeHelpPlease101 15Honeysucklelou2 2/10HotDog2020 3/15iloveteaKajiKita 22/20laura lau 11/15laurenh 16/18leftatthetrafficlights 4/24LittleMissDetermined 12/8Makingabobor2 11/15QueenJess 6/5Prodigal50 15Rupacomp 11/15Saver-upperSecondStar 17/TFshort bird 16/18Worlds Worst Superhero 9/20🌞 🌞 Everyone welcome to join! 🌞 🌞0
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