Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15
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Splendid September's No-Spend Days Challenge!
Comments
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Hi @cathybird please could I have 10 for October and I will try and have a better start next month...thank you.1
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Another NSD today. Could I go for 10 days in October please?
2026 decluttering: 1,099 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 302🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0001 -
MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10001 -
NSD today, taking me to 13.#15 Save £12k in 2026 £4500/£120001
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NSD today 🥰Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
NSD today 😊
20 for October please.
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Yes there's a shiny new month just round the corner, any thoughts on targets? ...
October targetsAuntieL 15beanielou 19BestnamesRgoneCaeraugirl 18cathybird 15Crazycatlady2Doris17GeriatricmumHoneysucklelou2HotDog2020 10KajiKita 20laura lau 18laurenhleftatthetrafficlightsLittleMissDeterminedMakingabobor2 15QueenJess 10Prodigal50RupacompSecondStarshort bird 18Worlds Worst Superhero🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
September NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
September targetsAuntieL 14/15
beanielou 23/19
BestnamesRgone 12/12
Caeraugirl 13/15
cathybird 18/15
Crazycatlady2 1/18
Doris17 4/12
Geriatricmum 8/10
HomeHelpPlease101 15Honeysucklelou2 2/10
HotDog2020 3/15
iloveteaKajiKita 22/20
laura lau 11/15
laurenh 16/18
leftatthetrafficlights 4/24
LittleMissDetermined 12/8
Makingabobor2 11/15
QueenJess 6/5
Prodigal50 15Rupacomp 11/15
Saver-upperSecondStar 17/TF
short bird 16/18
Worlds Worst Superhero 9/20
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
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