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Splendid September's No-Spend Days Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
NSD for me today, I can still make it!My debt free journey starts on 30/08/2023:
CC1 - 5,151.92 now 5,383.34
CC2 - 4,625.87 now 0 (balance transfer to CC4)
CC3 - 4,166.15 now 5,706.38
CC4 - 0 now 4,358.75 (balance transfer from CC2)
Current outstanding: 15,448.47
Debt free by Jan 2027.
November 2024 NSD Challenge - 6/18
NST November 2024
#21 1p savings challenge 2024 £382.94/£671.612 -
one today please and I’m going for 15 in October! 🤞1
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I'd like to stick with 10 for October please0
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...October targetsAuntieL 15beanielou 19BestnamesRgone 15Caeraugirl 18cathybird 15Crazycatlady2Doris17Geriatricmum 10Honeysucklelou2HotDog2020 10KajiKita 20laura lau 18laurenh 18leftatthetrafficlightsLittleMissDeterminedMakingabobor2 15QueenJess 10Prodigal50RupacompSecondStarshort bird 18Worlds Worst Superhero🌞 🌞 Everyone welcome to join! 🌞 🌞1
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September NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =September targetsAuntieL 14/15beanielou 24/19BestnamesRgone 13/12Caeraugirl 13/15cathybird 19/15Crazycatlady2 1/18Doris17 4/12Geriatricmum 8/10HomeHelpPlease101 15Honeysucklelou2 2/10HotDog2020 3/15iloveteaKajiKita 23/20laura lau 12/15laurenh 18/18leftatthetrafficlights 4/24LittleMissDetermined 12/8Makingabobor2 11/15QueenJess 7/5Prodigal50 15Rupacomp 11/15Saver-upperSecondStar 17/TFshort bird 16/18Worlds Worst Superhero 9/20🌞 🌞 Everyone welcome to join! 🌞 🌞1
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September results updated here1
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NSD here 😊
KKAs at 16.10.24:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £245,528
- OPs to mortgage = £7,173, Interest saved £2,658 to date
- LTV 51% @ccord, 51% Yopa
Fixed rate 2.17% ends October 2024
Read 38 books of target 52 in 2024 (as @ 12th November)
Produce tracker: £194 of £300
Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality.1 -
Another NSD for me today.2024 decluttering: 17,416⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅🏅⭐️⭐️🏅👑💎⭐️🏅⭐️ ⭐️ ⭐️
2024 use up challenge: 33/24
2024 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,0001 -
NSD yesterday and today please 🙏
18 for October please CB xx1
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