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Splendid September's No-Spend Days Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
NSD for me today, I can still make it!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/662 -
one today please and I’m going for 15 in October! 🤞1
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I'd like to stick with 10 for October please0
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
October targetsAuntieL 15beanielou 19BestnamesRgone 15Caeraugirl 18cathybird 15Crazycatlady2Doris17Geriatricmum 10Honeysucklelou2HotDog2020 10KajiKita 20laura lau 18laurenh 18leftatthetrafficlightsLittleMissDeterminedMakingabobor2 15QueenJess 10Prodigal50RupacompSecondStarshort bird 18Worlds Worst Superhero🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
September NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
September targetsAuntieL 14/15
beanielou 24/19
BestnamesRgone 13/12
Caeraugirl 13/15
cathybird 19/15
Crazycatlady2 1/18Doris17 4/12Geriatricmum 8/10
HomeHelpPlease101 15Honeysucklelou2 2/10HotDog2020 3/15iloveteaKajiKita 23/20
laura lau 12/15
laurenh 18/18
leftatthetrafficlights 4/24
LittleMissDetermined 12/8
Makingabobor2 11/15
QueenJess 7/5
Prodigal50 15Rupacomp 11/15
Saver-upperSecondStar 17/TF
short bird 16/18
Worlds Worst Superhero 9/20
🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
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NSD here 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another NSD for me today.2025 decluttering: 4,925 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟2025 use up challenge: 356🥉🥈🥇💎🏆Mini freezer challenge +5/-20Big kitchen declutter challenge 118/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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NSD yesterday and today please 🙏
18 for October please CB xx1
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