September NSD challenge
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Splendid September's No-Spend Days Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Day 17: resisted the temptation of travelling to the record fair as had bought quite enough yesterday...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =September targetsAuntieL 14/15beanielou 26/19BestnamesRgone 13/12Caeraugirl 14/15cathybird 20/15Crazycatlady2 1/18Doris17 4/12Geriatricmum 8/10HomeHelpPlease101 15Honeysucklelou2 2/10HotDog2020 3/15iloveteaKajiKita 23/20laura lau 12/15laurenh 18/18leftatthetrafficlights 4/24LittleMissDetermined 12/8Makingabobor2 11/15QueenJess 7/5Prodigal50 15Rupacomp 11/15Saver-upperSecondStar 17/TFshort bird 17/18Worlds Worst Superhero 9/20🌞 🌞 Everyone welcome to join! 🌞 🌞0
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...October targetsAuntieL 15beanielou 19BestnamesRgone 15Caeraugirl 18cathybird 15Crazycatlady2Doris17Geriatricmum 10Honeysucklelou2HotDog2020 10KajiKita 20laura lau 18laurenh 18leftatthetrafficlights 24LittleMissDeterminedMakingabobor2 15QueenJess 10Prodigal50RupacompSecondStarshort bird 18Worlds Worst Superhero🌞 🌞 Everyone welcome to join! 🌞 🌞0
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Not yesterday (might have bought spring bulbs 😉😊).Won’t be one today - we need to go and look at buying a new TV …. 🙄
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I've totally lost count in September but can you put me down for 24 in October please?'Happiness is not a destination but the journey you walk every day'
Weight loss challenge 2024:
Start weight: 9st 13.1lb
End weight: 8st 13lb
Weight loss challenge 2025:
Start weight: 8st 6lbs
End weight:
Nov GC: £0/£350
JSF: £0/£2000
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
One more for me today - if I can hold tight tomorrow as well I can reach my target for the month.#21 Save £12k in 2025 £19277.35/£200001
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