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Splendid September's No-Spend Days Challenge!

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Comments

  • KajiKita
    KajiKita Posts: 5,427 Forumite
    1,000 Posts Third Anniversary Name Dropper Photogenic
    NSD today 😊

    KK
    As at 16.10.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £245,528
    - OPs to mortgage = £7,173, Interest saved £2,658 to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 38 books of target 52 in 2024 (as @ 12th November)
    Produce tracker: £194 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 14,594 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 26 September at 4:39PM
    September NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image


    September targets


    AuntieL 13/15  image  image  image 


    beanielou 23/19  image  image  image  image  image  image  image


    BestnamesRgone 12/12  image  image  image  image


    Caeraugirl 12/15  image  image  image 


    cathybird 17/15  image  image  image  image  image  image


    Crazycatlady2 1/18  image


    Doris17 4/12  image


    Geriatricmum 8/10  image  image


    HomeHelpPlease101 15 


    Honeysucklelou2 2/10  image


    HotDog2020 3/15  image


    ilovetea  


    KajiKita 21/20  image  image  image  image  image  image  image


    laura lau 11/15  image  image  image 


    laurenh 16/18  image  image  image  image 


    leftatthetrafficlights 4/24  image 


    LittleMissDetermined 12/8   image  image  image  image  image


    Makingabobor2 11/15  image  image  image 


    QueenJess 5/5  image  image  image


    Prodigal50 15


    Rupacomp 10/15  image  image  image 


    Saver-upper


    SecondStar 17/TF  image  image  image  image


    short bird 16/18   image  image  image  image 


    Worlds Worst Superhero 9/20  image  image





    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • laura_lau
    laura_lau Posts: 538 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    NSD for me today

    My debt free journey starts on 30/08/2023:

    CC1 - 5,151.92 now 5,383.34
    CC2 - 4,625.87 now 0 (balance transfer to CC4)
    CC3 - 4,166.15 now 5,706.38
    CC4 - 0 now 4,358.75 (balance transfer from CC2)
    Current outstanding: 15,448.47
    Debt free by Jan 2027.

    November 2024 NSD Challenge - 6/18
    NST November 2024
    #21 1p savings challenge 2024 £382.94/£671.61
  • Makingabobor2
    Makingabobor2 Posts: 3,371 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Earl call for today. Weather is rubbish and I am too busy packing for our trip away and cleaning.  Considering my slow start this month, I seem to have caught up well, but 4 days to go and not sure if I'll make it. Hopefully I will if I am careful.
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £32,245

    Mortgage Oct '24 £11,900 Officially ends 06/26 but plan to be MF sooner
    Total OPs 2022 - £240   2023 - £1976
    OPs so far in 2024 £1652.47


    Challenges

    EF #68  £955/£1000
    1p a Day '24 #12  £255.48/£667.  
    Christmas '24 £2
     
    Make £5 a day Nov £31.28/£150   
    NSDs Nov 6/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • laurenh1
    laurenh1 Posts: 875 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    NSD for me please. 
  • Will be a NSD today 🙂
  • beanielou
    beanielou Posts: 92,883 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • short_bird
    short_bird Posts: 3,836 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Day 16 today as I missed the window of opportunity between the showers...
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
  • cathybird
    cathybird Posts: 14,594 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 26 September at 9:09PM
    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image

    October targets

    AuntieL

    beanielou 19

    BestnamesRgone

    Caeraugirl

    cathybird 15

    Crazycatlady2

    Doris17

    Geriatricmum

    Honeysucklelou2

    HotDog2020

    KajiKita

    laura lau 18

    laurenh

    leftatthetrafficlights

    LittleMissDetermined

    Makingabobor2 15

    QueenJess

    Prodigal50

    Rupacomp

    SecondStar

    short bird 18

    Worlds Worst Superhero




    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • laura_lau
    laura_lau Posts: 538 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    @cathybird can I do 18 for October?
    My debt free journey starts on 30/08/2023:

    CC1 - 5,151.92 now 5,383.34
    CC2 - 4,625.87 now 0 (balance transfer to CC4)
    CC3 - 4,166.15 now 5,706.38
    CC4 - 0 now 4,358.75 (balance transfer from CC2)
    Current outstanding: 15,448.47
    Debt free by Jan 2027.

    November 2024 NSD Challenge - 6/18
    NST November 2024
    #21 1p savings challenge 2024 £382.94/£671.61
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