September NSD challenge
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Splendid September's No-Spend Days Challenge!
Comments
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NSD today 😊
KKAs at 16.10.24:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £245,528
- OPs to mortgage = £7,173, Interest saved £2,658 to date
- LTV 51% @ccord, 51% Yopa
Fixed rate 2.17% ends October 2024
Read 38 books of target 52 in 2024 (as @ 12th November)
Produce tracker: £194 of £300
Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality.1 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =September targetsAuntieL 13/15beanielou 23/19BestnamesRgone 12/12Caeraugirl 12/15cathybird 17/15Crazycatlady2 1/18Doris17 4/12Geriatricmum 8/10HomeHelpPlease101 15Honeysucklelou2 2/10HotDog2020 3/15iloveteaKajiKita 21/20laura lau 11/15laurenh 16/18leftatthetrafficlights 4/24LittleMissDetermined 12/8Makingabobor2 11/15QueenJess 5/5Prodigal50 15Rupacomp 10/15Saver-upperSecondStar 17/TFshort bird 16/18Worlds Worst Superhero 9/20🌞 🌞 Everyone welcome to join! 🌞 🌞0
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NSD for me today
My debt free journey starts on 30/08/2023:
CC1 - 5,151.92 now 5,383.34
CC2 - 4,625.87 now 0 (balance transfer to CC4)
CC3 - 4,166.15 now 5,706.38
CC4 - 0 now 4,358.75 (balance transfer from CC2)
Current outstanding: 15,448.47
Debt free by Jan 2027.
November 2024 NSD Challenge - 6/18
NST November 2024
#21 1p savings challenge 2024 £382.94/£671.611 -
Earl call for today. Weather is rubbish and I am too busy packing for our trip away and cleaning. Considering my slow start this month, I seem to have caught up well, but 4 days to go and not sure if I'll make it. Hopefully I will if I am careful.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £32,245
Mortgage Oct '24 £11,900 Officially ends 06/26 but plan to be MF sooner
Total OPs 2022 - £240 2023 - £1976
OPs so far in 2024 £1652.47
EF #68 £955/£1000
Challenges
1p a Day '24 #12 £255.48/£667.
Christmas '24 £2
Make £5 a day Nov £31.28/£150
NSDs Nov 6/15
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
NSD for me please.1
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Will be a NSD today 🙂1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Day 16 today as I missed the window of opportunity between the showers...Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.1
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...October targetsAuntieLbeanielou 19BestnamesRgoneCaeraugirlcathybird 15Crazycatlady2Doris17GeriatricmumHoneysucklelou2HotDog2020KajiKitalaura lau 18laurenhleftatthetrafficlightsLittleMissDeterminedMakingabobor2 15QueenJessProdigal50RupacompSecondStarshort bird 18Worlds Worst Superhero🌞 🌞 Everyone welcome to join! 🌞 🌞0
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@cathybird can I do 18 for October?
My debt free journey starts on 30/08/2023:
CC1 - 5,151.92 now 5,383.34
CC2 - 4,625.87 now 0 (balance transfer to CC4)
CC3 - 4,166.15 now 5,706.38
CC4 - 0 now 4,358.75 (balance transfer from CC2)
Current outstanding: 15,448.47
Debt free by Jan 2027.
November 2024 NSD Challenge - 6/18
NST November 2024
#21 1p savings challenge 2024 £382.94/£671.610
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