September NSD challenge
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Splendid September's No-Spend Days Challenge!
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Another for me today.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 12/101 -
NSD Monday today
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another one who had a NSD Monday, thanks 🙂1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
NSD Tuesday here 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Not one for me, I've booked a trip away and bought a present for a friend.
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
September targetsAuntieL 12/15
beanielou 21/19
BestnamesRgone 11/12
Caeraugirl 12/15
cathybird 17/15
Crazycatlady2 1/18Doris17 4/12Geriatricmum 8/10
HomeHelpPlease101 15Honeysucklelou2 2/10HotDog2020 3/15iloveteaKajiKita 20/20
laura lau 10/15
laurenh 14/18
leftatthetrafficlights 4/24
LittleMissDetermined 12/8
Makingabobor2 10/15
QueenJess 4/5
Prodigal50 15Rupacomp 10/15
Saver-upperSecondStar 17/TF
short bird 14/18
Worlds Worst Superhero 9/20
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
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NSD Tuesday 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,980.28
2024 Overpayment = £675.66
2025 Overpayment = £622/£7001 -
Have been busy a few days with the bedroom renovations! I am adding 1 NSD for Sunday, 1 for Monday, 1 for today (I ordered two necessary toiletries this morning so they don’t count as spend).
Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661
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