September NSD challenge
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Splendid September's No-Spend Days Challenge!
Comments
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September results updated here0
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NSD Tuesday here 😊
KKAs at 06.12.24:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £245,192
- OPs to mortgage = £7,443 , Interest saved £2,775 to date
Fixed rate 3.85% ends November 2029
Read 45 books of target 52 in 2024 (as @ 6th December)
Produce tracker: £200 of £300
Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality.1 -
Declaring one for yesterday. Had to spend in the butcher, but it was grocery budget spending.
Glad you managed to sort out your emergency @Worlds_Worst_Superhero, I certainly wouldn't have known where to look. £160 doesn't sound too bad either.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £32,190
Mortgage Dec '24 £700 Officially ends 06/26 but will now be this month.
Total OPs 2022 - £240 2023 - £1976
OPs so far in 2024 £12,193.47
EF #68 £1070/£2000
Challenges
1p a Day '25 #12 £00/£667.
Christmas '25
Make £5 a day Dec £34.35/£155
NSDs Dec 3/15
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Early call for day 7. By 'eck, it's parky!Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.1
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Put me down for 15 days please1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
One for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £606.39 | EF £1000/£1000 | Sabbatical £2086/£3000 | Travel savings £2173 | General Saver £12581 -
One for me today too 🙂
thanks 🙏1 -
NSD Wednesday 😊
KKAs at 06.12.24:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £245,192
- OPs to mortgage = £7,443 , Interest saved £2,775 to date
Fixed rate 3.85% ends November 2029
Read 45 books of target 52 in 2024 (as @ 6th December)
Produce tracker: £200 of £300
Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality.1 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =September targetsAppleADay2024AuntieL 4/15beanielou 10/19BestnamesRgone 3/12Caeraugirl 6/15cathybird 10/15Crazycatlady2 1/18Doris17 4/12Geriatricmum 5/10HomeHelpPlease101 15Honeysucklelou2 1/10HotDog2020 2/15iloveteaKajiKita 10/20laura lau 5/15laurenh 7/18leftatthetrafficlights 4/24LittleMissDetermined 8/8Makingabobor2 5/15MoneyFreedom24Mrs CautiousProdigal50 15Rupacomp 2/15Saver-upperSecondStar 9/TFshort bird 7/18Worlds Worst Superhero 8/20🌞 🌞 Everyone welcome to join! 🌞 🌞0
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