Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18
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Splendid September's No-Spend Days Challenge!
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I love that feeling of finding something you've been looking for in a charity shop.Worlds_Worst_Superhero said:Today (Wednesday) was a spending day.
I had to buy a e-book for work. They have a physical copy at my library but it's currently out and loan, and I need it for this weekend.
Also went to my favourite charity shop to see what board games they have. This little shop is a treasure trove for gamers as it has regular donations of brand new and as-new board games, probably from someone who is a professional or avid game reviewer (I wish I could find out who he/she is!)
Found a mint game "Santa Vs Jesus". It's on my daughter's Wanted list and is quite difficult to get hold of, so was a bargain for just £2.
This week I managed to get 3 cushions on Ebay that I've been eyeing up on the next website for £6. They are £35 each at Next 🤗
Another two NSDs please CB. Just groceries yesterday and today I bought a Christmas gift but it was in my budget to buy it and I used vouchers to get it at a bargain price 😀1 -
NSD today 🙂Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
NSD #5 for me today 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7001 -
September NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
September targetsAppleADay2024AuntieL 7/15
beanielou 11/19
BestnamesRgone 5/12
Caeraugirl 6/15
cathybird 11/15
Crazycatlady2 1/18Doris17 4/12Geriatricmum 5/10
HomeHelpPlease101 15Honeysucklelou2 1/10HotDog2020 2/15iloveteaKajiKita 11/20
laura lau 5/15
laurenh 9/18
leftatthetrafficlights 4/24
LittleMissDetermined 10/8
Makingabobor2 5/15
MoneyFreedom24Mrs CautiousProdigal50 15Rupacomp 5/15
Saver-upperSecondStar 9/TF
short bird 8/18
Worlds Worst Superhero 9/20
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
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Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Another for me please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31071 -
Day 4 please cathybird, thanks so much 🙏1
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Am calling it early today as heading to work shortly so no opportunity to spend anything! Day 5 thanks cathybird 💐1
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Two NSDs - yesterday and todayDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7002
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