September NSD challenge
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Splendid September's No-Spend Days Challenge!
Comments
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One done today 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another one today. Did spend, but it was budgeted groceries & petrolMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £800/£3000
.
Studies/surveys October £54.35
Decluttering items 1358/2025
Books read 19
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
September targetsAppleADay2024AuntieL 7/15
beanielou 15/19
BestnamesRgone 6/12
Caeraugirl 7/15
cathybird 13/15
Crazycatlady2 1/18Doris17 4/12Geriatricmum 6/10
HomeHelpPlease101 15Honeysucklelou2 2/10HotDog2020 2/15iloveteaKajiKita 14/20
laura lau 5/15
laurenh 10/18
leftatthetrafficlights 4/24
LittleMissDetermined 12/8
Makingabobor2 7/15
QueenJess 5Prodigal50 15Rupacomp 7/15
Saver-upperSecondStar 9/TF
short bird 11/18
Worlds Worst Superhero 9/20
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
2 NSDs to report 🙂Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
Finally bagged another today, taking me to 7 for the month to date.#21 Save £12k in 2025 £19277.35/£200001
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Not one today. DH failed to follow the school instructions and paid for DS’s club far too early and before we know if he has a place 🙄. Another try tomorrow.2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 406🥉🥈🥇💎🏆Big kitchen declutter challenge 137/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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Last Thursday (12th) was NSD 2.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 171 -
Not one for me today I'm afraid and it's my last day in the country this month so I am done for September and will see you on the October thread.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60002 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Finally another NSD to report. I haven't spent much over the weekend but I have spent every day, bits and bobs. I am still on budget though- hurrah!!1
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