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Splendid September's No-Spend Days Challenge!
Comments
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
One for yesterday, none for today I grabbed some lunch with an old friend I've not seen in 5 or so years..... Time just flies2
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I am afraid it is spendy days all the way...I'll try and reign it in tomorrow.2
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Another NSD today.#19 Save £12k in 2024 £12558.21/£12000
November NSD Challenge 17/20
December NSD Challenge 0/151 -
NSD for me todayDebt-free journey started August 2023. DF 02/09/2024 🥳November 2024 NSD Challenge 16/15MFW
Jan 2016 Mortgage = £149,895
Current outstanding = £101,153
2024 Overpayment = £547.641 -
Geriatricmum said:One for yesterday, none for today I grabbed some lunch with an old friend I've not seen in 5 or so years..... Time just fliesDebt-free journey started August 2023. DF 02/09/2024 🥳November 2024 NSD Challenge 16/15MFW
Jan 2016 Mortgage = £149,895
Current outstanding = £101,153
2024 Overpayment = £547.641 -
Well it should have been a NSD but I helped out my son who has a rather urgent issue with a collapsed drain (ahh the good old bank of mum) hopefully all sorted by tomorrow 🤞
on the plus side i got a free pasta salad for lunch tomorrow courtesy of Olio 🙂1 -
cathybird said:@Worlds_Worst_Superhero well done on sorting out a tricky plumbing problem so quickly (and cheaply)! I have you on 6 NSDs but you left Wed 4th out of your account, just wanted to check in case you are on 7? xx
I've rectified the original post. It should be:
Sunday 1st- NSD
Monday 2nd- NSD
Tuesday 3rd- NSD
Wednesday 4th- NSD
Thursday 5th- NSD
Friday 6th- Spending Day 👛
Saturday 7th- NSD
Sunday 8th- NSD
Monday 9th- Spending Day 💰 Plumber and post-disaster Wine 🍷
Tuesday 10th- NSD
That makes 8 No Spend Days so far.
September tends to be quite a frugal month for me. No big birthdays or holidays, and working from home for most of the week means I don't have travel expenses but do have time to cook from scratch using the prepped summer fruit and veg in the freezer or cheap/ foraged fresh seasonal fruit and veg and store cupboard supplies.
With the lad having gone off to uni, I am going to have a major declutter before doing some serious renovations/ decorating in the Spring.
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Autumn is such a wonderful time of year 🍁
The changing colours of nature, wrapping up for walks in the countryside, snuggly jumpers, fungus hunts, foraging apples and berries, darker nights, homemade soup, Halloween, cosying up with a good book and a cup of hot chocolate, conkers, pumpkins, bonfires....
I was feeling rather down on Sunday and Monday- a combination of the plumbing incident and a touch of "empty nest syndrome"- but after a lunchtime walk in the woods and an afternoon baking biscuits, I'm feeling much better 🙂
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September NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =September targetsAppleADay2024AuntieL 4/15beanielou 9/19BestnamesRgone 2/12Caeraugirl 6/15cathybird 9/15Crazycatlady2 1/18Doris17 4/12Geriatricmum 5/10Honeysucklelou2 1/10HotDog2020 2/15iloveteaKajiKita 8/20laura lau 5/15laurenh 7/18leftatthetrafficlights 4/24LittleMissDetermined 7/8Makingabobor2 4/15MoneyFreedom24Mrs CautiousProdigal50 15Rupacomp 2/15Saver-upperSecondStar 9/TFshort bird 6/18Worlds Worst Superhero 8/20🌞 🌞 Everyone welcome to join! 🌞 🌞0
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