20k ISA Time!

Ivkoto

70% S&P500
30% VLS100

This is how you can reduce the overall UK bias in VLS100

solidpro

See you guys next April 6!

aroominyork

solidpro said:

See you guys next April 6!

Sorry - I have some very important dusting to do that day.

artyboy

aroominyork said:

solidpro said:

See you guys next April 6!

Sorry - I have some very important dusting to do that day.

That wasn't one of the options!!

Tassie_Devil

VWRP. 

VWRP 

aroominyork

Everyone who suggested anything other than the binary option of VUSA or VLS100 got shot down until OP finally came up with “I invested 50% in VHVG and 50% in VLS100”, which he credits to someone who suggested VUSA!

If you search the OP’s profile you may find a post where he (let’s assume it’s a he) says he’s the only one of his cohort of 100 engineers who has got a promotion and paid off his mortgage; he puts it down to his communication skills. WUM or entertainer, you choose.

poppy10_2

There's very little difference in performance between VLS100 and the Global All Cap fund. Over the past five years, the global all cap is a few percentage points ahead, but over a one and three year period VLS100 has performed slightly better.

Personally I don't like the overweight to UK equities of the Life strategy range so am all-in on Global All Cap, but it doesn't really make much difference.

solidpro

aroominyork said:

Everyone who suggested anything other than the binary option of VUSA or VLS100 got shot down until OP finally came up with “I invested 50% in VHVG and 50% in VLS100”, which he credits to someone who suggested VUSA!

If you search the OP’s profile you may find a post where he (let’s assume it’s a he) says he’s the only one of his cohort of 100 engineers who has got a promotion and paid off his mortgage; he puts it down to his communication skills. WUM or entertainer, you choose.

My one true fan. Would you like a signed photo? It'll cost you. Maybe one day you'll pay off your mortgage too. Or 3 of them.  You don't plan to fail, my friend....

And if pedantry is your thing, I never credited anyone with the decision to go with VHVG, despite the fact someone in this thread did suggest it. It's no good being such a good communicator if people don't bother to read properly.

I compared VHVG past performance and without using that single benchmark as my indicator, I then decided to go with it.