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PCN paid for by leasing company

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  • Hi all, 

    Just an update on this, I received a call from the leasing company today saying that apparently my lease agreement says that if they pay the fines, I will then have to pay it and since G24 do not allow them to nominate me as the hirer they had no other option to pay so they will not be upholding my complaint. 

    I tried to explain all the pointed you guys have mentioned above to them, including the difference between a penalty charge and a parking charge as well as sending them that letter they sent me when I received the third PCN but it was like talking to a brick wall they kept arguing that my lease agreement says if they pay I will then have to pay. 

    I’ve told them to just send me all of this in writing and then I will be raising a case with BVRLA. 

    Are there any specific points I need to mention when contacting BVRLA? 

    Many thanks!
  • Also no response from G24 yet.
  • This is their email: 

    "Thank you for your recent complaint. This letter sets out:

    1. Our understanding of your complaint
    2. Our investigation into the complaint
    3. Whether the complaint is being upheld or not
    4. Any action we are taking to resolve the complaint
    5. Your rights if you disagree with our decision

    Your Complaint

    We received your complaint on the 6th of September 2024 by email. Our understanding is that you are dissatisfied with the fine and penalty process.

    Our Investigation

    As part of our review we have engaged with you and a number of sources, including our internal teams and systems. We have summarised our investigation below.

    You have indicated that [Leasing Company] did not provide you with an opportunity to contest the parking charge. As [Leasing Company] has already paid the charge, you can no longer challenge the penalty.

    Our investigation reveals that [Leasing Company] paid this fine because we were unable to transfer the liability in accordance with the issuing authority’s process, which aligns with the procedures outlined in your lease agreement. If you wish to appeal the fine, you will need to contact the issuing authority directly.

    Our Decision

    Having completed our investigation, we are sorry that we are unable to uphold your complaint as [Leasing Company] has not failed following the process.

    We appreciate that this may not be the response that you are hoping for. We view the facts of each complaint individually and our decision is no reflection on the value we place on your loyalty as a customer. We hope our explanation will help you to understand the reasons for the decision made.

    Next Steps

    Based upon the information we have available at this time and following our complaints procedure, this is our final response. If you feel that we have missed something or have new information which may change our opinion, please feel free to contact us to discuss.

    If you are unclear about anything covered in this correspondence or the action you now need to take, including any action we will be taking on your behalf, it’s important that you let us know so that we can provide you with further support.

    If you remain unhappy you have the right to refer your complaint to the Financial Ombudsman Service, free of charge, but you must do so within six months of the date of this letter.

    If you do not refer your complaint in time, the Ombudsman will not have our permission to consider your complaint and so will only be able to do so in very limited circumstances. For example, if the Ombudsman believes that the delay was as a result of exceptional circumstances. Please find a copy of the Financial Ombudsman Service’s leaflet enclosed or you can visit their website at financial-ombudsman.org.uk

    https://www.financial-ombudsman.org.uk/publications/ordering-leaflet/leaflet

    Alternatively, you may refer your complaint to the British Vehicle Rental and Leasing Association’s conciliation service.  The BVRLA is an approved Alternative Dispute Resolution body. 

    If you wish to contact them you can do so through their website at: https://www.bvrla.co.uk/consumer-advice/making-a-complaint-adr.html

    Yours sincerely" 


  • Reiterate that penalties and fines are completely separate and legally distinct from parking charge notices.  

    Companies that issue parking charge notices are merely private enterprises and are not "issuing authorities".  Again somewhat concerning their internal investigation did not identify this fact, even when BVRLA guidance refers to such organisations as private parking operators.

    There is a process to transfer liability to a hirer/lessee, indeed the BVRLA has published such guidance and it continues to concern you that the leasing company is not aware of this process, or has willfully ignored it.
    I said all of this on the phone but it really was like talking to a brick wall, he just kept saying it says on my lease agreement that if they pay a penalty charge I have to pay it, I kept saying this is not a penalty charge but he just wouldn't listen, so annoying

    I will send another email though, I didn't realise that complaining to BVRLA would be such a long process
  • LDast said:
    Our investigation reveals that [Leasing Company] paid this fine because we were unable to transfer the liability in accordance with the issuing authority’s process, which aligns with the procedures outlined in your lease agreement. If you wish to appeal the fine, you will need to contact the issuing authority directly.
    OP, you need to point out to the morons that a PPC is in no way, shape or form an "authority" that can issue anything except a simple invoice. Maybe a Letter of Claim (LoC) giving them 14 days to refund your money or else you'll issue a claim in the county court would make them sit up. Tell them to pass the letter on to their legal advisors if they are unable to comprehend the reason for it.

    You should still use the BVRLA and Financial Ombudsman but they are incredibly slow processes. An LoC may trigger a more understanding attitude from them.
    Thank you! I will definitely send the LoC. Shall I wait for their response to my LoC before I raise it with BVRLA and Financial Ombudsman. 

    They've already taken the £140 out of my account and I'd like it back asap really.
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