📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

In a rush.

Options
1457910

Comments

  • Moneyonmymind1979
    Moneyonmymind1979 Posts: 47 Forumite
    Fifth Anniversary 10 Posts Name Dropper Combo Breaker
    edited 4 December 2024 at 9:40AM
    Morning. 

    OH and myself had a massive argument on Tuesday and he went home at midnight. Told me that his DD has seen him on the ring doorbell and phoned him to see why he was home. He told her why and she said she desperately wants us to be together. She doesn't, she tries to split us up. 
    He also said that she rang him crying the day before saying that going for a meal with me would be awkward, as she has tried and tried to have a relationship with me and doesn't know what to do. Not calling me to everybody and everybody might be a good start. 
    She also said she wasn't laughing when she was stood in the doorway and her grandad was squaring up to me, due to lies she told.  She was stood there in shock, not knowing what to do. I'm not sure why she had to follow him outside. I expect it was to watch me get punished. 

    I need to phone Moorcroft today as the payment is showing as paid, but the account is still open. Dropped of the gifts for our suppliers last night and they loved them. Treated myself to a new pair of Primark Pyjamas for £15, and that made me feel happier. I'm working 9-11 and 4.30-6-30 today. I'm going to do some eBay and put the Christmas tree up. 

    Happy Wednesday!
  • Gosh I am sorry you're having such ongoing issues with Oh's DD. How old is she? 

    Congrats on paying off Moorcroft! I hope they update your account status soon :) 
    ❀ total debt at LBM 01/2023: £47,178.76  ❀ debt at highest point: £51,062.14  
    ❁ currently - £24,950 ❁ emergency fund - £2,500 ❁ 
     ⚜  decluttering medals: ⭐️ || running total physical items in: 74 out: 160
    £1600+ made on vinted since 2023 ⚜
    we could get better, because we're not dead yet - frank turner.  ❧ 
    ------------------------------------------------------------------------

    twentytwentythriving.
  • Phoned Moorcroft and status has been set to paid. 
    I keep looking at my debts on Stepchange. I'd have never have thought that I would get within 4 figures of paying off my debts. I'm so delighted. 

    OH's DD is nearly 20. 
  • Morning. 

    I was awake really early today. I fell asleep with the dogs on the bed, and the older one woke me up at 5.30 am to spoon me. I listed some things on Ebay last night and shall list some more before I start work. I think I have £90 coming to me from Vinted and Ebay. 

    On Saturday I'm having a day out with my sister. We're going to go shopping and have some tea. I won't be buying anything unless it is reduced. I'm not working on Sunday, and so it is a full weekend off for me. I feel that I need one. 

    Since my fall, I've had what can only be described as a stabbing pain in the front of my leg. I can normally manage it as it just niggles, but today it is really sore. I'll have to take some pain killers or it will distract me from working. 

    Enjoy your day x
  • Moneyonmymind1979
    Moneyonmymind1979 Posts: 47 Forumite
    Fifth Anniversary 10 Posts Name Dropper Combo Breaker
    edited 17 December 2024 at 4:02PM
    Currently sat in the Drs, waiting for some blood tests. I'm having a full blood count and a thyroid check. 

    Not much to report except that I have sold £25 on eBay and will be listing more tonight. I'm waiting for my credit file to show the settled debt and I now need my credit score to rise, and for me to save up enough money to buy a house. 

    I felt a bit sad this week. Somebody I was in a relationship with 25 years ago. (We bought a house together, and he left me), has been admitted to rehab for a cocaine addiction. Apparently, it is really bad and has resulted in his wife setting up cameras in the house to catch him out. I presume he also has debts attached to it. I'll add him to my prayer list. What a terrible christmas for all involved. 
  • Sorry to hear about the bf and his dd, how are things with him now? 

    That's so sad about your ex, I hope he and his family manage to work through everything 
    *Dad loan - £5300 - £7200
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£400

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £840
    *Total debt - £8440/£11641.17*


    Savings
    *Savings Buffer - £1000/£1500
    *Emergency Fund - £1010/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • Had a mixed Christmas. Went away with the family and it was the most wonderful few days until the final evening. DS went out drinking and came in drunk. He has form for causing mischief when drunk. He said he was going back out, I asked him not to. He said he was going back out with my nephew and then it all erupted. My BIL squared up to my DS, and then my dad got involved. After that I left the next day at 7am. Family is now not speaking to each other, and DS says it is my fault for not sticking up for him. I'm not sure what more I can do, other than stand in the middle of two grown men, and then chase him round the streets, when he decided to leave. What a waste of money the whole event was. 

    Car had to be serviced and MOT'd. That cost me £550. However, the car is now purring and so I should get another couple of years out of it. I might clean it today, if ai can be bothered. 

    With paying off the debt before Christmas and the car, I am left with very little. I'll have to rebuild my reserves. It shouldn't take me too long as I have some money from work coming soon. 

    Made £100 on eBay and I'm going to spend the day today on it, listing all my bits and pieces (I have a lot). 

    GP rang me and said my blood results were hugely inflated. One marker is an indicator of cancer and so she wanted to send me for tests. When I told her that I take supplements, her words were 'Thank God for that.' I now don't need any tests. 

    I've started on an iron supplement, as although that was in the normal range, it was showing as being on the lower side. I'm on a mission this year to get my health sorted and as good as it can be.

    OH has just bought me the book 'Let them be.'

    It's about letting others get on with what they are doing, and then you getting on with your own business. 

    I weighed myself yesterday and I've lost 4 stone. I still look chunky, but it has to be good for the old hypertension, bad foot and mental wellbeing. Hypertension tablets are great. I have no capacity now for feeling angry or stressed about things. 

    I want to lose another two stone. 

  • lucielle
    lucielle Posts: 11,505 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Very well done on the weight loss. Families are so complicated. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • I've not been on for a while. I've been busy working myself to death. 70 hour weeks! Credit score has increased dramatically and so I've been in contact with a mortgage adviser and asked whether I can get a mortgage. The last default falls off next Feb.  It's not a simple application, as there are several revenue streams. OH doesn't understand why I want my own house. He said that I'm rushing it. My DD goes to uni in September and he has asked me to just move in with him. His DD is home from uni all the time. She's hasn't spent a weekend at uni since she started. The last time I was in his house she sat round the table and was chanting 'I love our house, mine, yours and brothers. I'm going to stay here until I'm 40.' He doesn't understand why living with him isn't an option, and thinks I'm a (what did he call me) - petulant child. He said I should move in and put my foot down with her and tell her that it is my home now. He said if I move in then she'll stay at uni and not come home. He said his daughter behaves more adult than me, and was only having a laugh with her comment. She said she thought she was being funny. I'd call it giving me the message that I'm not to move in. 
    Anyway I digress. Hopefully this week she'll let me know if I can have a mortgage. It may be the case that I have to move out of area, to get something I can afford if it is possible. If I can get  a mortgage then I'll buy something run down and do it up as I go. They'll only be me there as both children will be at uni. 
    Again, I'm doing it on my own, and it feels hard. 
    Oh, forgot to add. I have 10K saved so far. 



  • MissShoes
    MissShoes Posts: 1,290 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    So good to read your update. Fingers crossed for the mortgage offer. 

    A place of your own to renovate sounds amazing. No strings, no expectations, no obligations, no mind games- just your life on your terms. Peace!
    • DFD 4th July 2015
    • MFD 1st October 2021
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.