August NSD challenge
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Awesome August's No-Spend Days Challenge!
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Hiya, it's one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Not sure on today yet.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =August targetsAppleADay2024 10AuntieL 1/15beanielou 7/19Caeraugirlcathybird 10Crazycatlady2 4/20DaywonDoris17 6/12GeriatricmumHotDog2020 4/15ilovetea 6/20KajiKita 7/18laura lau 6/18laurenh 2/18leftatthetrafficlights 24LittleMissDetermined 5/18Makingabobor2 4/15MoneyFreedom24 1/15Mrs CautiousRupacomp 2/12Saver-upperSecondStar 6/16short bird 6/22Worlds Worst Superhero 7/20🌞 🌞 Everyone welcome to join! 🌞 🌞0
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I’m just back from a fantastic holiday so am now back to counting NSDs. Early call for #1 today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
Declaring an early NSD for today. 4/15 now.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Not today, naughty snack buying 😜1
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2 more for me please. Didn't post yesterday. 6/12
"Make Everyday Count"1 -
Hello to day 6...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
NSD 7 today (Thursday)
Did a big weekly shop earlier, but shopping with list meant I only bought what we needed.
Managed to get a couple of the elusive Lidl veg boxes for £1.50 each. Two mangoes, about 10 apricots, 6 peaches, loads of plums, box of chestnut mushrooms, 4 aubergines, 2 leeks, 2 cauliflowers, 9 bananas, 12 Clementines, 4 large oranges, apples, pears, 3 lemons, 2 limes, ginger root, red pepper, 2 lettuces, courgettes, leeks, loads of new potatoes....
All perfectly fresh, and for just £3 😁
Had to freeze some of it and juggle our meal plans for the next few days to make sure it's all used, but what a bargain!
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