August NSD challenge
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Awesome August's No-Spend Days Challenge!
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6 NSDs so far
‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4001 -
Early call for NSD today.Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
August targetsAppleADay2024 10AuntieL 15beanielou 7/19
Caeraugirlcathybird 10Crazycatlady2 4/20
DaywonDoris17 4/12
GeriatricmumHotDog2020 4/15
ilovetea 6/20
KajiKita 7/18
laura lau 6/18
laurenh 2/18
leftatthetrafficlights 24LittleMissDetermined 4/18
Makingabobor2 3/15
MoneyFreedom24 1/15
Mrs CautiousRupacomp 2/12
Saver-upperSecondStar 6/16
short bird 5/22
Worlds Worst Superhero 6/20
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
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Tuesday- went off to acquire some books for my customers and somehow managed not to buy any for myself.
I did have a spend though- it had been a busy day, I was wilting in the sun, needed a wee and to charge my phone so met my son for a cold beer before heading home.
I'm working from home today (Wednesday) so it's going to be a NSD.
Having a vegetable fritter for lunch to use up the last of the veg in the fridge before I do the grocery shop tomorrow.
Tonight, I will look at what we have in the cupboards, fridge and freezer make a meal plan and shopping list so I only buy what we need.
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Went for a quick walk after lunch to post a letter, and noticed a load of ripe blackberries.
I'll pop back later with my foraging basket- that's if the pigeons and squirrels don't get there first!1 -
4/15 please @cathybird thank you xxx1
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Declaring number 3/15 today.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
NSD Hump day here 😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Came n here to post yesterday but fell asleep.
1 NSD for yesterday.
Today I went and posted some e-b@y sales but buyer paid.
Grocery spend was essentials only so not counting those.
So another NSD today,
6 NSD now.
ilovetea xx
Make £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/201
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