August NSD challenge
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Awesome August's No-Spend Days Challenge!
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Think I forgot to declare No1. On 2/15 now.
Thanks for new thread @cathybird.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Yesterday was another NSD for me, but not today. I treated my mum to some new knitting needles for the new project she’s is going to start in the next few days!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
August targetsAppleADay2024 10AuntieL 15beanielou 5/19
Caeraugirlcathybird 10Crazycatlady2 3/20
DaywonDoris17 2/12
GeriatricmumHotDog2020 3/15
ilovetea 2/20
KajiKita 4/18
laura lau 3/18
laurenh 2/18
leftatthetrafficlights 24LittleMissDetermined 3/18
Makingabobor2 2/15
MoneyFreedom24 1/15
Mrs CautiousRupacomp 1/12
Saver-upperSecondStar 3/16
short bird 4/22
Worlds Worst Superhero 5/20
🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
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Due to an unexpected bereavement I very much doubt I'll be keeping track as my brain is frazzled tbh
Good luck to you all and I'll try to keep track but no promises1 -
@Crazycatlady2 so sorry to hear you've suffered a bereavement, hope you are as OK as circumstances allow xx1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Earlyish call for day 4.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
NSD for Sunday and Monday, making 5 so far.
Planning a day out tomorrow to collect some books. This will involve visiting some book dealers, so it'a going to take a lot of willpower to only buy the ones I have reserved for my customers and not add to my growing book stash at home.
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Sadly I have spent today and I really didn't need to FAILURE ALERT!! Scratch cards winning very little they are such a waste of money I think I am going to get some luck but it never happens, I won't buy them again, there a fools game, Honestly! 😪😪😪2
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