Awesome August's No-Spend Days Challenge!

Doris17

NSD for me 3/12.

laura_lau

Another NSD today.

Worlds_Worst_Superhero

HotDog2020 said:

Sadly I have spent today and I really didn't need to FAILURE ALERT!! Scratch cards winning very little they are such a waste of money I think I am going to get some luck but it never happens, I won't buy them again, there a fools game, Honestly! 😪😪😪

Scatchcards are such a waste of money! What I find particularly concerning is the way they normalise gambling, and the business model that focuses its advertising on less-affluent people and communities with the lure of getting rich quickly.
Luck doesn't come into it. Winning is entirely random and there's no skill involved. The lottery company knows exactly how many tickets they need to sell to cover the costs of the prizes on offer- while making a decent profit for themselves.

Scratch cards- like all forms of gambling- can be dangerously addictive. If you lose, there's the temptation to try again in an attempt to win back some of the money you've lost. If you win, there's the urge to buy other cards as "It's my lucky day!" It rarely ends well.

If you have money to "gamble" away, you could consider shares. You can put in as little or as much as you wish, and choose your level of risk. Again, if you go for a very high-risk investment this can mean that you lose all your money, so don't risk anything you can't afford to lose.

If you want a safe way to "throw away" money, there's always a regular savings account! No risk, you can put in as much or as little as you like and- here's the best bit- you can get all your money back at any time PLUS get a bit extra as interest.
Your bank or building society will have all the details.
If you get their app, you can put in a pound or two a week. You'd be surprised how quickly it all adds up
 😊

Edit- if you're on certain benefits, there is a fantastic high-interest account specifically aimed at encouraging people to save little and often. 

Do you have a credit union near you? If so, see if they do the Christmas Savings Scheme. Like a bank savings account, you can put in as little or as much as you want, when you want and take it all out to spend as you wish. But the best thing is that they have all sorts of prizes and incentives- everything from free piggy money boxes, cinema tickets, store gift cards and even holidays. And you get interest! 
Your money is safe- and it's so much more rewarding than a scratch card!
You don't have to have money worries or be on any sort of benefit to use a credit union. It's available for everyone.

HotDog2020

Quite right @Worlds_Worst_Superhero I am a foolish fool! I like premium bonds as I am in a competition to win but don' t have to lose cash at the same time, out of work I really can't afford to fritter money away, that was very good advice, I am a fool.

Worlds_Worst_Superhero

@HotDog2020 You're not a fool! Gambling companies spend small fortunes employing teams of experts in psychology to ensure their advertising and marketing gets as many people as possible booked. 

Consider it as a learning experience and promise yourself you'll never do it again!

Use you money to make you happy, don't risk throwing it away on something that could leave you feeling sad or disappointed.

What hobbies or interests do you have that make you happy and bring you joy? If you spend your time focussing on those, you're guaranteed the sort of jackpot that money can't buy 😊

ilovetea

A NSD for Sunday and 1 for today please.
4 NSD so far this month.

Ilovetea xx

cathybird

August NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

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August targets

AppleADay2024 10

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AuntieL 15

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beanielou 5/19   

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Caeraugirl

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cathybird 10

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Crazycatlady2 4/20   

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Daywon

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Doris17 3/12   

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Geriatricmum

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HotDog2020 3/15   

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ilovetea 4/20    

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KajiKita 6/18   

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laura lau 4/18    

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laurenh 2/18   

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leftatthetrafficlights 24

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LittleMissDetermined 3/18    

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Makingabobor2 2/15   

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MoneyFreedom24 1/15   

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Mrs Cautious

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Rupacomp 1/12   

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Saver-upper

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SecondStar 3/16   

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short bird 4/22    

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Worlds Worst Superhero 5/20   

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🌞 🌞  Everyone welcome to join! 🌞 🌞

cathybird

August results updated here

KajiKita

One for yesterday and declaring early for today. 

Sending hugs to @crazy_cat_lady

KK

Crazycatlady2

Thankyou for kind comments

NSD Monday please but Tuesday won't be