August NSD challenge
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Awesome August's No-Spend Days Challenge!
Comments
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Early call for today's NSD!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
August targetsAppleADay2024 10AuntieL 2/15
beanielou 9/19
Caeraugirl 1/10
cathybird 10Crazycatlady2 4/20
Doris17 6/12
GeriatricmumHotDog2020 4/15
ilovetea 6/20
KajiKita 9/18
laura lau 7/18
laurenh 2/18
leftatthetrafficlights 24LittleMissDetermined 6/18
Makingabobor2 4/15
MoneyFreedom24 5/15
Mrs CautiousRupacomp 5/12
Saver-upperSecondStar 6/16
short bird 6/22
Worlds Worst Superhero 7/20
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
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Now back from a lovely two week holiday and catching up on finances and the MSE boards.
Could I please set myself a target of 10 NSDs for August - have one under my belt from yesterday that I've just added to my signature.#15 Save £12k in 2026 £4500/£120001 -
I have done 5 NSDs so far.1
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Forgot to post yesterday but it was an NSD and so was today 😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 25 books of target 52 in 2026 as @ 5th April.
Produce tracker: £73 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
NSD #2 today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10001 -
Another one today 🙂Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
I am aiming for one today - I have an MOT today to pay for - can I count that as essential plus any work that needs doing please?1
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