August NSD challenge
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Awesome August's No-Spend Days Challenge!
Comments
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NSD Friday. Doing well purely because we need to save money and everything I buy will have to be moved later so concentrating on decluttering instead1
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7 NSDs so far
‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
Frugal living in 2026.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
6 month Emergency Fund: £5,768 / £8,000
Nationwide 1 year 6.5% Savings - £1,600 / £2,2001 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
August targetsAppleADay2024 10AuntieL 3/15
beanielou 9/19
Caeraugirl 1/10
cathybird 10Crazycatlady2 5/20
Doris17 6/12
GeriatricmumHotDog2020 4/15
ilovetea 6/20
KajiKita 9/18
laura lau 7/18
laurenh 2/18
leftatthetrafficlights 24LittleMissDetermined 6/18
Makingabobor2 4/15
MoneyFreedom24 5/15
Mrs CautiousRupacomp 5/12
Saver-upperSecondStar 7/16
short bird 7/22
Worlds Worst Superhero 7/20
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
@[Deleted User] if it was me I'd exclude the MOT but I think I would count any work that needed doing. Don't necessarily go by what I do though. You can mount an argument for work on the car being a necessity because everyone has to get from A to B. xx[Deleted User] said:I am aiming for one today - I have an MOT today to pay for - can I count that as essential plus any work that needs doing please? 0 -
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Early call for day 7, have a good weekend, all.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
NSD #3 today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
March 2026 NSD Challenge 1/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,955.54 (10years 2months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £253.29/ £10001 -
Thanks @cathybird No work was needed so the point is moot! One MOT Passed, I'll let you know later if I spend (besides MOT), but hopefully not. Thank you for confirming this.cathybird said:
@[Deleted User] if it was me I'd exclude the MOT but I think I would count any work that needed doing. Don't necessarily go by what I do though. You can mount an argument for work on the car being a necessity because everyone has to get from A to B. xx[Deleted User] said:I am aiming for one today - I have an MOT today to pay for - can I count that as essential plus any work that needs doing please?2 -
Not an NSD here - bakery stall in local outdoor market - treated myself to a slice of quiche and both of us to pieces of cake! 😊 Might also have found some useful and hard to find plants at country market 😊
KKAs at 15.02.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 20 books of target 52 in 2026 as @ 7th March.
Produce tracker: £51 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
@[Deleted User] that's great news, yay that your car passed! xx[Deleted User] said:No work was needed so the point is moot!
@KajiKita sounds like a really lovely way to spend the day xxKajiKita said:Not an NSD here - bakery stall in local outdoor market - treated myself to a slice of quiche and both of us to pieces of cake! 😊 Might also have found some useful and hard to find plants at country market 😊 0
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