August NSD challenge
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Awesome August's No-Spend Days Challenge!
Options
Comments
-
NSD Friday. Doing well purely because we need to save money and everything I buy will have to be moved later so concentrating on decluttering instead1
-
7 NSDs so far‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4001 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =August targetsAppleADay2024 10AuntieL 3/15beanielou 9/19Caeraugirl 1/10cathybird 10Crazycatlady2 5/20Doris17 6/12GeriatricmumHotDog2020 4/15ilovetea 6/20KajiKita 9/18laura lau 7/18laurenh 2/18leftatthetrafficlights 24LittleMissDetermined 6/18Makingabobor2 4/15MoneyFreedom24 5/15Mrs CautiousRupacomp 5/12Saver-upperSecondStar 7/16short bird 7/22Worlds Worst Superhero 7/20🌞 🌞 Everyone welcome to join! 🌞 🌞0
-
HotDog2020 said:I am aiming for one today - I have an MOT today to pay for - can I count that as essential plus any work that needs doing please?0
-
0
-
Early call for day 7, have a good weekend, all.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
NSD #3 today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
cathybird said:HotDog2020 said:I am aiming for one today - I have an MOT today to pay for - can I count that as essential plus any work that needs doing please?2
-
Not an NSD here - bakery stall in local outdoor market - treated myself to a slice of quiche and both of us to pieces of cake! 😊 Might also have found some useful and hard to find plants at country market 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
HotDog2020 said:No work was needed so the point is moot!KajiKita said:Not an NSD here - bakery stall in local outdoor market - treated myself to a slice of quiche and both of us to pieces of cake! 😊 Might also have found some useful and hard to find plants at country market 😊0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards