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Divorce debt be gone!
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@Sarahwithlove had a couple of calls with them over the last couple of weeks and today they actually called back
- turns out it's a problem their end for a "number of customers" so hopefully it'll be fixed.
July 2024 £12,150 June 2025 B/Card £6,500, N/West £1,900, Klarna £682, Sports Trip £547, Halifax £536, Very £222 & HMRC £142 Total £10,5290 -
Yeah! Is payday - £720 of assorted bills inc £300 debt sorted already, more will filter off debt through the next 10 days or so.
4am waking gave me plenty of thinking time and looks like I have got a new 0% BT card (thank you Sir Lewis and your weekly email) with another one of the scummy unethical high street banks that invest in all sorts of dodgy stuff but is 0% fee for 14 months. I say looks like as though despite successful application getting through go "your new card should arrive in 4-7 days" no email confirmation yet so we'll see what happens in the next few days.
Nice grocery shopping today where I don't have to worry about every item I put in the trolley and the car gets fed too, yesterday's warning light was 10 miles.July 2024 £12,150 June 2025 B/Card £6,500, N/West £1,900, Klarna £682, Sports Trip £547, Halifax £536, Very £222 & HMRC £142 Total £10,5291 -
Half term flap that I've not really done anything with the teenmonsters after they tell me about the swanky day with the ex they had earlier in the week. Cheap cinema tickets (cheeky free upgrade by sitting in the nicer seats that were empty when we got in!) and instore order and collection as it's half the price pizza from the ooo ooo place is my treat. Fed up of being skint.July 2024 £12,150 June 2025 B/Card £6,500, N/West £1,900, Klarna £682, Sports Trip £547, Halifax £536, Very £222 & HMRC £142 Total £10,5292
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Balance transfer credit card arrived so I am now almost all 0% for another 14 months, barring the remains of the H/fax card which is basically the car bill remains. This is big breathing space after the pain of the car last month.
Good news is that the 0% includes all the overseas & UK family flights / accom for this summer so just the spends to save for those 3 trips, 2 of them are accom free! Other time I have with the teenmonsters this summer hols I think will involve canvas and somewhere not too far away, they really enjoyed the Bournemouth Air Show last year - we can't do that this year but I'll see if I can find something similar. And we have the Big Smoke on our doorstep for free museums etc. Holiday with DP at the end of the month shouldn't be too pricey.
While still skint, feeling more positive today.July 2024 £12,150 June 2025 B/Card £6,500, N/West £1,900, Klarna £682, Sports Trip £547, Halifax £536, Very £222 & HMRC £142 Total £10,5292 -
Flippin 'eck just when I needed it - 100 quid premium bond win heading my way. That's the next couple of weeks grocery top ups and either next week's commuting or lunch out with friends tomorrow that I was going to cancel coveredJuly 2024 £12,150 June 2025 B/Card £6,500, N/West £1,900, Klarna £682, Sports Trip £547, Halifax £536, Very £222 & HMRC £142 Total £10,5293
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Lovely that your win will enable you to meet friends for lunchIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 0/1000
Buffer fund 25/100
Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -8751
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