The New Top Easy Access Savings Discussion Area

soulsaver

t1redmonkey said:

@soulsaver I think you've accidentally removed the Vanquis 4.85% account from your no chat table, unless there was some other reason it's been taken off?

Thanks, good spot...
Reasons for error? Usual suspects: Alcohol..  Maybe age.. Or maybe... both? 

cadguy77

mebu60 said:

allegro120 said:

Bridlington1 said:

@soulsaver

Chetwood Bank Easy Access Account  nudges up from 4.81% to 4.86%

Thank you @Br@Bridlington1
I've never heard of this bank before.  The account was very quick and easy to open.  Good to have another one on the waiting list.  The only drawback is the next working day delivery. 

Ditto. All pretty slick so far. West Brom could learn a thing or several! 

I wish my experience so far was as slick. Well, everything was slick until I tried to log in again after the successful initial account setup. Experiencing a persistent issue with failed logins (all credentials checked and double checked). Password reset worked successfully to regain access to my account, but all subsequent login attempts fail.

Very nice lady on the phone didn't know why it was happening and has passed on the issue to the relevant department. Hopefully they can resolve swiftly.

Bridlington1

@soulsaver
Secure Trust Bank Access Account (Issue 18) 4.75% (£1 min)

greenery

Would anyone be able to recommend me an instant access saving account to hold a few thousand?
I need the following:
Joint account
Easy to set up
Android app
Able to withdraw a few times per month

allegro120

greenery said:

Would anyone be able to recommend me an instant access saving account to hold a few thousand?
I need the following:
Joint account
Easy to set up
Android app
Able to withdraw a few times per month

Cahoot Sunny Day is paying 5% on up to £3000, but there is no app, only online access. 

BigBlueSky

allegro120 said:

greenery said:

Would anyone be able to recommend me an instant access saving account to hold a few thousand?
I need the following:
Joint account
Easy to set up
Android app
Able to withdraw a few times per month

Cahoot Sunny Day is paying 5% on up to £3000, but there is no app, only online access. 

On a random telephone call the other day to Cahoot about something else I mentioned that I thought they were winding down their Cahoot brand over the last few years.  They mentioned that they were concentrating now on savings products and an app is in development.  This is call centre staff, so I'm not sure if that is necessarily the case.  They said it isn't right for an online only bank to not have an app - which I agree with, but they never bothered with one before now so not sure.

Surely it would be easy enough to rebrand the existing Santander app, the same way as they have done now with the website.

greenery

allegro120 said:

greenery said:

Would anyone be able to recommend me an instant access saving account to hold a few thousand?
I need the following:
Joint account
Easy to set up
Android app
Able to withdraw a few times per month

Cahoot Sunny Day is paying 5% on up to £3000, but there is no app, only online access. 

Thanks, I looked at that but there were some comments on it being difficult to set up and I really wanted at app ( OH wont use it there is no app!)

friolento

greenery said:

allegro120 said:

greenery said:

Would anyone be able to recommend me an instant access saving account to hold a few thousand?
I need the following:
Joint account
Easy to set up
Android app
Able to withdraw a few times per month

Cahoot Sunny Day is paying 5% on up to £3000, but there is no app, only online access. 

Thanks, I looked at that but there were some comments on it being difficult to set up and I really wanted at app ( OH wont use it there is no app!)

Looks you might have to settle for a lower interest rate to meet your requirements

https://moneyfactscompare.co.uk/savings-accounts/easy-access-savings-accounts/?id=null&business-type=16&activity-type=null&investment-amount=1000&investment-type=1&account-types=2048&interest-paid-frequencies=null&terms=null&account-opening-methods=16&account-management-methods=16&notice-periods=1&include-notice-period=true&include-term=true&age=21&has-withdrawal-restrictions=2&existing-customers-only=2&is-shariaa=2&joint-account-only=1

KevinG

I have officially given up on Sidekick. It's been ten days since my application and it still hasn't been approved. They say "Due to increased volumes, we're working through a number of applications at the moment." Pah! There are other accounts paying very nearly the same interest, I think MSE should withdraw its recommendation.

masonic

KevinG said:

I think MSE should withdraw its recommendation.

The article lists the providers with the best rates. It shouldn't be taken as a recommendation, and it is not unusual for providers who get a mention to have issues with a backlog of applications. There is a dedicated thread on the forum where the consensus seemed to be to pass on this one, given the rate isn't head and shoulders above conventional options.