The New Top Easy Access Savings Discussion Area

PloughmansLunch

Email this afternoon says the DF Capital EA (NLA) is going from 5.20% > 5.10% from 1st August

tg99

moi said:

tg99 said:

EthicsGradient said:

tg99 said:

Aidanmc said:

tg99 said:

Cynergy - can someone remind me has anyone got email about rate cut for issue 80 currently 5.15% or is it just the other couple (68, 69?)

cahoot - anyone know max payment limit online per transaction and in aggregate per day? I recall that I did ask them when first opened account but they were v vague and couldn’t tell me a specific limit.

I dont think Cynergy has an Issue 80 yet, Current one is 77?

Maybe you mean Issue 70, which i think pays less than 5.15%, think it ,may be 5.06%

Thks must have got the issue number wrong but definitely paid 5.15% on launch. Opened last October. Will check the issue number.

That is, I think, issue 68 - paying 5.15% at the moment, and launched 5th October - see Top Easy Access acs Ranked: Top of The Pots - **No Chat** - Page 53 — MoneySavingExpert Forum

Thks that’s the one….any idea if an email has been sent regarding rate reduction for this issue? I’ve got email for another issue but not this one.

I have that one Issue with Cynergy, Issue 68 - paying 5.15% at the moment. I haven't had an email about a cut yet (not even in junk.)

Yep same here, I check junk folder daily so definitely not gone there either.

Bridlington1

@soulsaver
Cynergy Bank Online Easy Access Account (Issue 78) now 4.94% (replaces issue 77 at 4.91%)

janusdesign

email from Zopa about Smart Saver changes from 26th August...

• New pot types
  We’re adding the ability to introduce exclusive pot types to your Smart Savings Hub, which will require you to meet certain criteria in order to access them.
  
  
• Adding funds during a notice period
  We’re making it clear that once you’ve given notice to access funds in a Boosted pot, you won’t be able to add any more money to this pot.

intalex

I believe today is the day Paragon Double Access (NLA) rate goes down, and in my case, the Skipton Base Rate Tracker (NLA) now becomes my top easy access pot.

jameseonline

janusdesign said:

email from Zopa about Smart Saver changes from 26th August...

• New pot types
  We’re adding the ability to introduce exclusive pot types to your Smart Savings Hub, which will require you to meet certain criteria in order to access them.
  
  
• Adding funds during a notice period
  We’re making it clear that once you’ve given notice to access funds in a Boosted pot, you won’t be able to add any more money to this pot.

Maybe there's scope for them paying better rates soon then

wiseonesomeofthetime

intalex said:

I believe today is the day Paragon Double Access (NLA) rate goes down, and in my case, the Skipton Base Rate Tracker (NLA) now becomes my top easy access pot.

I take it you are referring to savings accounts with a reasonable maximum limit, else have you missed out on Skipton's Bonus Saver @ 5.50% (up to £3k), Cahoot Sunny Saver @ 5.20% (up to £3k), Santander Edge Saver @ 7% (up to £4k), that I am lucky to hold, or Beehive's Limited Edition Easy Saver @ 5.20% (NLA) or Chase - Boosted savings account @ 5.10% (until 16 Jan 2025).

The Skipton Bonus Tracker 5, currently at 5.06%, is number six on my list of easy access accounts.

I know there have been plenty of others above 5% recently, however, to a degree, I did stick with "those I know" tbh.

intalex

wiseonesomeofthetime said:

intalex said:

I believe today is the day Paragon Double Access (NLA) rate goes down, and in my case, the Skipton Base Rate Tracker (NLA) now becomes my top easy access pot.

I take it you are referring to savings accounts with a reasonable maximum limit...

...correct, and paying monthly interest out to my external current account, which is just a personal preference...

1spiral

intalex said:

I believe today is the day Paragon Double Access (NLA) rate goes down, and in my case, the Skipton Base Rate Tracker (NLA) now becomes my top easy access pot.

When/where did you hear this? I have this account and have had no correspondence (nor seen posted on here) that a reduction is occurring.

intalex

1spiral said:

When/where did you hear this? I have this account and have had no correspondence (nor seen posted on here) that a reduction is occurring.

https://forums.moneysavingexpert.com/discussion/comment/80835821#Comment_80835821

I must clarify it was for Issue 3 previously paying 5.13% Gross / 5.25% AER, not sure about other issues.