The New Top Easy Access Savings Discussion Area

soulsaver

ThePirates said:

@soulsaver sorry just a little confused about your last post on the No Chat thread

"Santander Edge 7.00 (£4k max x 2) if you're still on the first year (or by having refreshed it when 7.0% was still available) NLA."

Mine is only 4 months old but if I refresh it, won't it go down to the new 6%?

Yes, don't do that... see bold.

ColdIron

@soulsaver

I'm not sure if it's worthy of inclusion in the NLA list as not many will have it but one of the Tesco Internet Savers is paying 4.81%. That's a 1.25% standard rate plus a 3.56% fixed bonus. Was available 03/04/2024 - 13/05/2024

There's a decent chance it will outlive the Skipton BRT unless they reduce the standard rate which hasn't changed for over a year now (15/08/2023). They usually (though not always) just announce a new 'issue' with a reduced bonus

Fingers crossed

BestSeagull

ColdIron said:

@soulsaver

I'm not sure if it's worthy of inclusion in the NLA list as not many will have it but one of the Tesco Internet Savers is paying 4.81%. That's a 1.25% standard rate plus a 3.56% fixed bonus. Was available 03/04/2024 - 13/05/2024

There's a decent chance it will outlive the Skipton BRT unless they reduce the standard rate which hasn't changed for over a year now (15/08/2023). They usually just announce a new 'issue' with a reduced bonus

Fingers crossed

Thanks. I have that account. I've just opened the current offering of 4.56%, just  in case it becomes competitive on the way down.

poppystar

@soulsaver

Leeds Limited Issue Online rates for some of the NLA issues are still reasonable. I have issue 50 @5.1% reducing to 4.85% on 27/09/24. 

Thankfully I stopped the frequent upgrading of issues at 50, later ones particularly 60+ are at lower rates. 

 https://www.leedsbuildingsociety.co.uk/savings/savings-account-changes/

soulsaver

soulsaver said:

Update 22.00 09/09

Note - I've reworded the intention of the post as I didn't mean it to include available accounts that can be already found in the ToTP or moneyfacts listings. So:

What's the best rate EA(ish) NLA account that you (one) can still pay into?

(Slightly less) Immediate thoughts

Santander Edge            7.00 (£4k max x 2) if you 'refreshed' (extended) while 7.0 was still available  NLA.
Cahoot Simple svr Iss1/2  5.12 NLA
Cynergy iss 69   5.00 (inc bonus until Mar '25 -> 4.80% from 27/09 so now same as current iss 80 
Skipton Mber Bnus Svr Iss1 now 5.25% (inc.12mth bonus) £3k max  (existing mmbrs at 11/01/24) NLA
Post Office issues 69 - 72 4.80% to 4.95% inc bonus. NLA
Cov BS online triple          4.95 NLA
Skipton FA Bonus saver    4.95 NLA? 6 months from opening, earlies end mid Nov.
DF Capital is 5.1% (NLA) until the start of October  - dropping to 4.85%. NLA.
Leeds Limited (Iss 50)  5.10% down-> 4.85 27/09 NLA
Kent RBS Easy Access account issue 71 4.85% (NLA)
Skipton Base Rate Tracker Iss5 (Base rate minus 0.19) so 4.81% atm. NLA
Tesco Internet Saver from April/May NLA may still be paying 4.81% 



Edited OP to take out Barclays RDS and the current Santander Edge Svr as still available shown in the ToTP smaller accounts listing.

ETA Skipton FA Bsvr  thanks @ColdIron
ETA Skipton acs x2 thanks @barafear799
ETA DF thanks @janusdesign
ETA Leeds thanks @poppystar
ETA Tesco Thanks @ColdIron
ETA Kent & Post Office thanks @Bridlington1

Another update 23.00 12/09. 

Bridlington1

@soulsaver
Was mentioned a few days ago by someone else IIRC:

Chip Easy Access Saver `Tri' now 4.84% (4.07% tracking the BOE base rate plus 0.77% boost for 12 months)

soulsaver

Off topic - sorry.
How do you link to always the last post in a thread? 

AlwaysLearnin

soulsaver said:

Off topic - sorry.
How do you link to always the last post in a thread? 

For example, for this thread:

h ttps://forums.moneysavingexpert.com/discussion/6534798/the-new-top-easy-access-savings-discussion-area#latest

(space added to "https" to stop it auto hyper linking)

ETA: actually, this finds the last post you've read I think, rather than the very last post...

soulsaver

AlwaysLearnin said:

soulsaver said:

Off topic - sorry.
How do you link to always the last post in a thread? 

For example, for this thread:

h ttps://forums.moneysavingexpert.com/discussion/6534798/the-new-top-easy-access-savings-discussion-area#latest

(space added to "https" to stop it auto hyper linking)

ETA: actually, this finds the last post you've read I think, rather than the very last post...

Perfect!

CuparLad

AlwaysLearnin said:

ETA: actually, this finds the last post you've read I think, rather than the very last post...

Correct. I have bookmarks just as you describe and they always take me to the last post I'd read, so an easy way to see if there are any new posts on a given thread.