The New Top Easy Access Savings Discussion Area

SFCooper

Cahoot sure make it easy to secure multiple sources of ‘sunshine’.

slinger2

Cahoot: No app and the 8 character passcode is a bit annoying but otherwise it's excellent. I've limited myself to 4 "sunshine" accounts since I rarely have much more than £12k in easy access accounts anyway. Most cash in Fixed rate ISA/Fixed rate/Regular saver/MMF at the moment.

flobbalobbalob

Cahoot... and they give you very generous notice of an interest reduction.

krish

https://forums.moneysavingexpert.com/discussion/comment/82091842#Comment_82091842

No, however 'Trust'pilot are really that bad. Decent small firms are shafted by unmoderated fake and malicious reviews, unless they pay up, while big players' paying premium subs, have bad reviews buried and and can invite (invariably good) reviews from brand new customers who've not had a chance to evaluate the organisation.

georged123

You can have multiple Sunny Day Savers with Cahoot?

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82092780#Comment_82092780

According to their terms, no. Do they enforce their terms? Not so far……

CuparLad

https://forums.moneysavingexpert.com/discussion/comment/82092790#Comment_82092790

It doesn't surprise me. Santander's "fraud detection" systems are so hopeless, it's unlikely their "duplicate account" checks are any better. My partner has been hauled into branch far too many times to answer completely illogical questions, or provide information Santander already have, to indicate they have any credible controls.

janusd

@soulsaver - as terms outlined, the Revolut 5% savings account is now NLA (web page still exists, but accounts have been from Moneyfacts).

also, a little housekeeping for the top 10 list - Cahoot @ 4.52% should be 1st rather than 2nd (Saga); Oxbury Easy Access Summer Account (Issue 1) is now 4.33% rather than 4.22% (still new customers only).

exel1966

https://forums.moneysavingexpert.com/discussion/comment/82091842#Comment_82091842

You believe whats on Trustpilot ? Its got to be the most trolled and untrustworthy review site out there.

Sherbertfizz

https://forums.moneysavingexpert.com/discussion/comment/82092953#Comment_82092953

Apologies for off-topic question, but as that's also my experience of Trustpilot, I wonder if anyone knows of a more reliable alternative (the need to be cautious with all/any online reviews notwithstanding).