The New Top Easy Access Savings Discussion Area

Bridlington1

janusdesign said:

Principality have published their list of rate changes to NLA accounts (dated today - 22nd August)

https://www.principality.co.uk/en/savings-accounts/interest-rates-for-accounts-closed

though it looks like some of the starting dates for changes are wrong (2023) and some accounts are going up not down.

NB: Wheres_My_Cashback mentioned that it's last year's document with just the date on the front page changed... the wait continues!

btw - for those not reading the RS thread, Bridlington1 has confirmed from PBS that all variable rates are dropping by 0.25%, so this PDF should just be a confirmation of that.

Additionally:
@soulsaver
Principality BS Online Bonus Tri Iss2. (04/07)  5.00% until 12/09 then 4.75% inc bonus. NLA

Replaced by Principality BS Online Bonus Tri Iss3. £1 min (22/08) 

soulsaver

The NLA list in the ToTP No Chat thread is at a record length and maybe affecting performance?

If you want it 'as is' inc. OOD links, take your copies from the ToTP thread before close of play today, when I'll be knocking the links off. 

Usual caveat: rates aren't maintained, links removed.

Principality BS Online Bonus Tri Iss2. (04/07)  5.00% until 12/09 then 4.75%inc bns(09/08)***NLA 22/08***

Close Brothers Savings Easy Access Account Issue 4 - 4.90% £10k min (03/06) ***NLA 21/08***

Scottish BS ESvr Plus (quad) 4.81% £100min (03/08) ***NLA 21/08***New 4.61%

Paragon Bank Double Access Savings Account Issue 8 4.91% (21/05) £1k min ***NLA 20/08***

Monmouthshire Limited Access Saver (Tri) at 4.80% (06/08) ***NLA 16/08*** New 4.45%

Virgin Money Defined Access E-Saver Issue 25 ***NLA 12/08*** new 4.25% (Tri) 4.76% (08/08)

Kent Reliance EA Issue 71 4.85% £1k min (03/08) ***NLA 09/08*** new iss72 4.50

Leeds BS Limited Issue Online Access (Issue 60) 4.85% £1k min (03/08) ***NLA 08/08*** new 4.80

Aldermore Dble 4.90% £1k min (18/04) ***NLA 06/08***

Santander Edge Saver 7.0 % £4k MAX ***Rate NLA 28/07*** Now 6.00%

Cynergy Bank Online Easy Access Account (Issue 79) 4.88% (03/08) ***NLA 04/08*** new 4.80%

Oxbury Special Edition EA 5.04% £25k min (23/07)  ***NLA 03/08***

Oxbury Personal Easy Access Account (Issue 1) at 4.94% £1k minFR (12/04)  ***NLA 03/08***  

Oxbury Easy Access Account Limited (Edition 1) 5.02% £20k MinFR. (01/05 & 24/05) ***NLA 03/08***

Secure Trust Access Account (Issue 15) 4.90% (02/07)  ***NLA 03/08***

Cynergy Bank Online Easy Access Account (Issue 78) 4.94% (26/06) ***NLA 02/08 see trail***

Skipton BS Member Bonus Saver Issue 1 now 5.5% (inc.12mth bonus of 1.7%) £3k max
Existing Members as at 11th January 2024 ***NLA 01/08 see trail*** 

GetRichOrDieSaving

Anyone else’s Santander Edge Saver showing 4.5% in the app? 

Bridlington1

GetRichOrDieSaving said:

Anyone else’s Santander Edge Saver showing 4.5% in the app? 

The 7% version was launched mid August 2023 and included a 2.5% bonus rate for 12 months. If you opened it when it first launched the bonus will have expired, thus it will've reverted to the underlying rate of 4.5%.

I refreshed mine a few months back and it still shows as 7% for me as my bonus is yet to expire.

GetRichOrDieSaving

Bridlington1 said:

GetRichOrDieSaving said:

Anyone else’s Santander Edge Saver showing 4.5% in the app? 

The 7% version was launched mid August 2023 and included a bonus rate for 12 months. If you opened it when if first launched the bonus will have expired, thus it no longer earns 7% for you.

I refreshed mine a few months back and it still shows as 7% for me as my bonus is yet to expire.

Ok thanks. Have now seen this discussed in the RS thread so closed the account and will be reapplying for the 6% version. Cheers

southone

Santander edge up current account is going down to 3% from the 31st of October for £25,000 max not seen that mentioned anywhere if it's classed as a savings account

jaypers

Charter Easy Access Issue 48 reducing……..

Bridlington1

@soulsaver
Paragon Bank Double Access Savings Account - Issue 9 to be launched at 4.75% (£1k min)

Bridlington1

@soulsaver
Leeds BS Limited Issue Online Access (Issue 61) 4.80% £1k min (08/08) NLA
Replaced by Issue 62 at 4.65%

Bridlington1 said:

Paragon Bank Double Access Savings Account - Issue 9 to be launched at 4.75% (£1k min)

Now live:
Paragon Double Access Savings Account Issue 9 4.75% £1k min (23/8)

mebu60

jaypers said:

Charter Easy Access Issue 48 reducing……..

The Charter 95 Day Notice Accounts will reduce from 17:12:24. Issue 63 reduces from 5.25% to 5.0%. 

Which I know isn't EA per the thread but might be helpful to some if they didn't spot it lurking in the list as Charter email only referenced EA accounts.