The New Top Easy Access Savings Discussion Area

Bridlington1

@soulsaver

Vida Savings Double Access Saver Issue 1 4.16% £500 min

Tesco Bank Internet Saver 4.06% (includes 3.01% bonus for 12 months)

West Brom BS Four Access Saver (Issue 5) 4.15%. NLA

gpman

@soulsaver

Kent Reliance EA Saver -  4.05% (22/01) -> 4.07% Iss13 (19/02)  - NLA

Now Issue 14 @ 4.05%

happybagger

Cahoot Simple Saver (NLAs)

Issues 10 and 13 from 4.40% to 4.15% on 11 May 2026

Possibly other issues changing too, but those are the ones on my email

janusd

https://forums.moneysavingexpert.com/discussion/comment/81898820#Comment_81898820

Cahoot Simple Saver (Issue 11) also dropping from 4.40% AER to 4.15% AER from 11th May 2026.

I don't have Issue 12 (probably did but converted it to a Sunny Day Saver).

mon3ysav3r

https://forums.moneysavingexpert.com/discussion/comment/81898820#Comment_81898820

Yes Issue 11 down to 4.15% also

Hattie627

https://forums.moneysavingexpert.com/discussion/comment/81898820#Comment_81898820

I have Issue 10 which I use as a feeder account for regulars savers. Very happy with the account as it is genuinely instant access. The 4.40% rate has been very good while it lasted. Also good to get almost 3 months notice of the drop.

1spiral

Can anyone that has a Vida account that was not funded on the day it was open please confirm if the date funded (as shown in account details) changes to reflect the true date funds were first deposited or remains as the date the account was opened?

I have just opened one with monthly interest which I plan to fund after 5th March so no interest payments in this tax year as the T&Cs state interest is paid on the day of the month that funds are first deposited however my account indicates account funded date is today despite no funds having been transferred yet and it is making me wonder if interest will now be subsequently paid on 25th of each month.

gpman

Cahoot Simple Saver

To pull all the recent posts together

Sorry, I also do not have Issue 12 which was only on sale for about 2 weeks at the end of September 2025

It used to only pay 4.20% when on sale, whereas Issues 11 & 13 paid 4.40% just before and just afterwards

dali21

https://forums.moneysavingexpert.com/discussion/comment/81899395#Comment_81899395

once funded the interest date will change to match the date of deposit.

1spiral

https://forums.moneysavingexpert.com/discussion/comment/81899405#Comment_81899405

Thanks for the quick reply. It was such a faff opening this account today and I was wondering if it was all in vain.