The New Top Easy Access Savings Discussion Area

chris_the_bee

https://forums.moneysavingexpert.com/discussion/comment/81900947#Comment_81900947

Cahoot Simple Saver

Interest is only paid monthly if that option is selected when opening the account. Otherwise it is paid yearly on the anniversary of account opening.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81900947#Comment_81900947

I never take notice of gross, always go by AER. Can't see gross as a useful tool for comparing accounts.

gpman

GB Bank Easy Access Issue 2 (NLA)

Rate reduces from 4.00% to 3.75% wef 12-Mar-2026

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81899831#Comment_81899831

I must be completely of of date. I have more than enough low paying accounts opened for speculative reasons, including Cahoot's issue 14 for Quidco cash back, so don't pay much attention to the current EA trend.

friolento

https://forums.moneysavingexpert.com/discussion/comment/81900817#Comment_81900817

Sorry, I misunderstood what you said. Am still not clear I understand, so pls ignore if this isn't helpful either. You can't rearrnage the order of payees but you can use payee names which uniquely identify your payees. You won't get a COP match but this doesn't really matter. This is how I set up my Cahoot payees:

1 - enter the real payee name and the sort code / acct number

2 - get Cahoot to check payee details

3 - then go back and modify the payee name to something that means something to me

4 - ignore the resulting COP match and make the first payment

The_Groat_Counter

Interesting approach @friolento.

Re…

4 - ignore the resulting COP match and make the first payment

Surely that should read "COP mismatch" !?

BooJewels

https://forums.moneysavingexpert.com/discussion/comment/81901119#Comment_81901119

Thanks - I'll have to try that next time I set up a new payee - you did understand my dilemma. If I have several payees that are to my own accounts, they all show as a variant of my name - so I have to note which format relates to which account. I did try replying earlier, but this new editor and my tablet don't play nice and I gave up.

cricidmuslibale

@soulsaver
According to Moneyfactscompare.co.uk, Coventry Building Society are releasing today (27/02/2026) a 3 Access Saver - 1 Year account paying 4.17% gross monthly interest, 4.25% gross annual interest (4.25% AER). The interest rate is variable and this account can be opened and managed online, through the app, by post, in person at a branch or by telephone.

Minimum opening amount: £1
Maximum investment: £1,000,000

Source:

http://www.moneyfactscompare.co.uk

intalex

https://forums.moneysavingexpert.com/discussion/comment/81901487#Comment_81901487

Good effort Coventry, but just a bit short to attract my EA-pot from West Brom triple access currently @ 4.30% AER… will open one anyway and fund with £1 in case the next BoE decision changes anything in that race, or if I end up consuming my allowed 3 withdrawals too soon…

SnowMan

https://forums.moneysavingexpert.com/discussion/comment/81901487#Comment_81901487

Thanks. This 3 access saver - 1 year is on the Coventry Building Society website now

https://www.coventrybuildingsociety.co.uk/member/product/savings/limited_access/3-access-saver-1-year.html