The New Top Easy Access Savings Discussion Area

chris_the_bee

Bobblehat said:

Rudyson said:

I can remember Mojos, Blackjacks and Fruit Salads, all at 4 for 1d

Or a farthing each if you had a friendly sweetshop owner. Some insisted on the whole penny!

Had to go hunting for fizzy pop bottles or jam jars to return. Earnt between 1d and 3d each. Then could buy 4 for 1d sweets.

castle96

nicked em from out the back and re returned em to the front

dgpur

allegro120 said:

Bridlington1 said:

For those who still hold the Newcastle BS Base Rate Tracker (Issue 1) that tracks 0.7% below the base rate. I've just had this email from them. It seems it'll track 0.7% below the base rate for the foreseeable future:

Dear Bridlington1,

The terms of your Newcastle Base Rate Tracker (Issue 1) are due to end on 31st December 2025 and we are contacting you to let you know about the maturity of your account.

We are removing the maturity date of your account
 

The product specific terms and conditions of your Newcastle Base Rate Tracker (Issue 1) state that the Base Rate guarantee on this product expires on 31st December 2025. After this point, the product will be a variable rate which no longer tracks the Bank of England Base Rate. We are making a change to your terms and conditions to remove this term from the account.

This means on 31st December 2025 your funds will remain in the Newcastle Base Rate Tracker (Issue 1). The account currently pays a rate of 3.30% gross pa*/AER** variable (annual interest) and the interest rate is guaranteed to not fall below the Bank of England Base Rate less 0.70%. Withdrawals/transfers can be made penalty free without notice.

What happens next?
You don’t need to do anything. Your account will continue as normal; please accept this email as notification of an amendment to your terms and conditions. The new terms and conditions of your account are attached below.

Your savings options
I’d like to thank you for continuing to save with Newcastle Building Society. We would encourage you to consider whether this savings account continues to meet your needs. If this is not the case, we have a range of savings accounts available to you or you may wish to consider alternative accounts offered by other banks or building societies.

 

If you have any queries about this change or if you’d like to review your savings options, please get in touch on 0345 734 4345#, visit www.newcastle.co.uk/savings or pop into your local branch.

Alternatively, you may be considering investing your money over a longer period. Whether you are considering what to do with your maturing money or have other holdings you may wish to review, a Newcastle Financial Adviser could help your money work harder. Newcastle Building Society introduces to Newcastle Financial Advisers Limited for any advice you may need on investments

If you would like to talk to us about your options in more detail please call us on 0345 734 4345#, where our friendly staff will be happy to help you review your savings and investment needs.
 
Yours sincerely,

I know the rate's not competitive these days but I kept hold of it with £1 for ``membership" purposes.

The same here. This is my permanent Newcastle membership account, I tend to keep one of these in most BSs.  £1 earned me 11p so far. 

I remember buying a Coke after school. Your 11p would have got me one tin with ha’penny change.

topyam

My bonus rate with Chase ends tomorrow. 

Plan on moving money - is after midnight tonight best so I still get the 4.5% right up to it changing?
Has anybody been offered another decent boost after their higher rate reducing?