The New Top Easy Access Savings Discussion Area

Bridlington1

@soulsaver

LHV Bank Easy Access 4.25% (£1 min, £100k max across all LHV EA accounts). Available to current account customers only.

friolento

Bridlington1 said:

@soulsaver

LHV Bank Easy Access 4.25% (£1 min, £100k max across all LHV EA accounts). Available to current account customers only.

Very easy and quick to open. Also very easy and quick to close (I opened it just to test it out, but don't need this account right now, so closed it again immediately)

Bridlington1

friolento said:

Bridlington1 said:

@soulsaver

LHV Bank Easy Access 4.25% (£1 min, £100k max across all LHV EA accounts). Available to current account customers only.

Very easy and quick to open. Also very easy and quick to close (I opened it just to test it out, but don't need this account right now, so closed it again immediately)

It's also worth noting this in the FAQs, so could be worth bearing in mind for those considering closing their accounts in the future:

friolento

Bridlington1 said:

friolento said:

Bridlington1 said:

@soulsaver

LHV Bank Easy Access 4.25% (£1 min, £100k max across all LHV EA accounts). Available to current account customers only.

Very easy and quick to open. Also very easy and quick to close (I opened it just to test it out, but don't need this account right now, so closed it again immediately)

It's also worth noting this in the FAQs, so could be worth bearing in mind for those considering closing their accounts in the future:

I think this might only apply to the LHV current accounts, not their easy access savings accounts. I was able to open (and close) a second savings account in seconds.

jak22

Kent Reliance EA Issue 1 (new system) NLA down to 4.0% AER 3.93% monthly from 11/12/25

NewYorkNo1fan

Paragon Double Access ISA Issue 9 down to 4% from 10 December also.

happybagger

jak22 said:

Kent Reliance EA Issue 1 (new system) NLA down to 4.0% AER 3.93% monthly from 11/12/25

yes that's disappointing, down from 4.41

Bobblehat

happybagger said:

jak22 said:

Kent Reliance EA Issue 1 (new system) NLA down to 4.0% AER 3.93% monthly from 11/12/25

yes that's disappointing, down from 4.41

Also disappointing that the current issue is a tad higher than the new rate of Issue 1 at 4.09%/4.02%! I won't bother applying for the new one with only a token £1 in the old.

mebu60

happybagger said:

jak22 said:

Kent Reliance EA Issue 1 (new system) NLA down to 4.0% AER 3.93% monthly from 11/12/25

yes that's disappointing, down from 4.41

That doesn't augur well for Kent EA Issue 83 (old system) also currently 4.41%. And my intended target for an additional £35k or so from a lesser paying account elsewhere on Monday when the FSCS limit increases to £120k. 

Might hold fire on rejigging generally until early in the new year after the dust has settled on any reduction in base rate 18:12 (or not he said more in hope than expectation). 

mon3ysav3r

jak22 said:

Kent Reliance EA Issue 1 (new system) NLA down to 4.0% AER 3.93% monthly from 11/12/25

Also Issue 2 is reducing, Kent Reliance “New System” Easy Access Saver Issue 2 – reduces same day 11/12/25 - 4.33% to 3.95% / 4.25% to 3.88%, which as others have pointed out will make the issue 2 slightly better than the issue 1, but not as good as the Kent Reliance "Old System" D83 Easy Access Account MI (Issue 83) - NLA at 4.41%/4.30% (or Old Issues 76, 78, 79 at 4.30%)

EDIT - emails now arriving about "old system" NLA EA accounts reducing from 4.30% to 4.00%! D76 D78 D79 mentioned so far