The New Top Easy Access Savings Discussion Area

NewYorkNo1fan

Paragon Double Access ISA Issue 9 down to 4% from 10 December also.

happybagger

jak22 said:

Kent Reliance EA Issue 1 (new system) NLA down to 4.0% AER 3.93% monthly from 11/12/25

yes that's disappointing, down from 4.41

Bobblehat

happybagger said:

jak22 said:

Kent Reliance EA Issue 1 (new system) NLA down to 4.0% AER 3.93% monthly from 11/12/25

yes that's disappointing, down from 4.41

Also disappointing that the current issue is a tad higher than the new rate of Issue 1 at 4.09%/4.02%! I won't bother applying for the new one with only a token £1 in the old.

mebu60

happybagger said:

jak22 said:

Kent Reliance EA Issue 1 (new system) NLA down to 4.0% AER 3.93% monthly from 11/12/25

yes that's disappointing, down from 4.41

That doesn't augur well for Kent EA Issue 83 (old system) also currently 4.41%. And my intended target for an additional £35k or so from a lesser paying account elsewhere on Monday when the FSCS limit increases to £120k. 

Might hold fire on rejigging generally until early in the new year after the dust has settled on any reduction in base rate 18:12 (or not he said more in hope than expectation). 

mon3ysav3r

jak22 said:

Kent Reliance EA Issue 1 (new system) NLA down to 4.0% AER 3.93% monthly from 11/12/25

Also Issue 2 is reducing, Kent Reliance “New System” Easy Access Saver Issue 2 – reduces same day 11/12/25 - 4.33% to 3.95% / 4.25% to 3.88%, which as others have pointed out will make the issue 2 slightly better than the issue 1, but not as good as the Kent Reliance "Old System" D83 Easy Access Account MI (Issue 83) - NLA at 4.41%/4.30% (or Old Issues 76, 78, 79 at 4.30%)

EDIT - emails now arriving about "old system" NLA EA accounts reducing from 4.30% to 4.00%! D76 D78 D79 mentioned so far

jak22

Now signs of drops on KR old system NLA EA accounts too

SH88SH88

mon3ysav3r said:

jak22 said:

Kent Reliance EA Issue 1 (new system) NLA down to 4.0% AER 3.93% monthly from 11/12/25

Also Issue 2 is reducing, Kent Reliance “New System” Easy Access Saver Issue 2 – reduces same day 11/12/25 - 4.33% to 3.95% / 4.25% to 3.88%, which as others have pointed out will make the issue 2 slightly better than the issue 1, but not as good as the Kent Reliance "Old System" D83 Easy Access Account MI (Issue 83) - NLA at 4.41%/4.30% (or Old Issues 76, 78, 79 at 4.30%)

The KR EA Saver Issue 107 MI (which I think was also known as D82 MI) is dropping from 4.37/4.46 to 3.93/4.00 on 11-12-2025. Quite annoying as one of the better paying Cahoots also drops on or around 2-12-25.

p.s. is it just me or do Kent Rel seem to have the most convoluted and least intuitive account-naming convention ever ?

refluxer

SH88SH88 said:

The KR EA Saver Issue 107 MI (which I think was also known as D82 MI) is dropping from 4.37/4.46 to 3.93/4.00 on 11-12-2025. Quite annoying as one of the better paying Cahoots also drops on or around 2-12-25.

Which Cahoot account is dropping and is it a particular issue ? I've got issue 11 of the Simple Saver (currently paying 4.40%) and haven't received any notifications of a rate drop (they give 60 days notice on that account)

Castle

refluxer said:

SH88SH88 said:

The KR EA Saver Issue 107 MI (which I think was also known as D82 MI) is dropping from 4.37/4.46 to 3.93/4.00 on 11-12-2025. Quite annoying as one of the better paying Cahoots also drops on or around 2-12-25.

Which Cahoot account is dropping and is it a particular issue ? I've got issue 11 of the Simple Saver (currently paying 4.40%) and haven't received any notifications of a rate drop (they give 60 days notice on that account)

Issue 10 is dropping from 4.55% to 4.40% on 2nd December.

mon3ysav3r

refluxer said:

SH88SH88 said:

The KR EA Saver Issue 107 MI (which I think was also known as D82 MI) is dropping from 4.37/4.46 to 3.93/4.00 on 11-12-2025. Quite annoying as one of the better paying Cahoots also drops on or around 2-12-25.

Which Cahoot account is dropping and is it a particular issue ? I've got issue 11 of the Simple Saver (currently paying 4.40%) and haven't received any notifications of a rate drop (they give 60 days notice on that account)

Issues 9 and 10 are dropping rates on 2/12/25

I have not had any correspondence about Issue 11 so assume staying at 4.40%