The New Top Easy Access Savings Discussion Area

jak22

Now signs of drops on KR old system NLA EA accounts too

SH88SH88

mon3ysav3r said:

jak22 said:

Kent Reliance EA Issue 1 (new system) NLA down to 4.0% AER 3.93% monthly from 11/12/25

Also Issue 2 is reducing, Kent Reliance “New System” Easy Access Saver Issue 2 – reduces same day 11/12/25 - 4.33% to 3.95% / 4.25% to 3.88%, which as others have pointed out will make the issue 2 slightly better than the issue 1, but not as good as the Kent Reliance "Old System" D83 Easy Access Account MI (Issue 83) - NLA at 4.41%/4.30% (or Old Issues 76, 78, 79 at 4.30%)

The KR EA Saver Issue 107 MI (which I think was also known as D82 MI) is dropping from 4.37/4.46 to 3.93/4.00 on 11-12-2025. Quite annoying as one of the better paying Cahoots also drops on or around 2-12-25.

p.s. is it just me or do Kent Rel seem to have the most convoluted and least intuitive account-naming convention ever ?

refluxer

SH88SH88 said:

The KR EA Saver Issue 107 MI (which I think was also known as D82 MI) is dropping from 4.37/4.46 to 3.93/4.00 on 11-12-2025. Quite annoying as one of the better paying Cahoots also drops on or around 2-12-25.

Which Cahoot account is dropping and is it a particular issue ? I've got issue 11 of the Simple Saver (currently paying 4.40%) and haven't received any notifications of a rate drop (they give 60 days notice on that account)

Castle

refluxer said:

SH88SH88 said:

The KR EA Saver Issue 107 MI (which I think was also known as D82 MI) is dropping from 4.37/4.46 to 3.93/4.00 on 11-12-2025. Quite annoying as one of the better paying Cahoots also drops on or around 2-12-25.

Which Cahoot account is dropping and is it a particular issue ? I've got issue 11 of the Simple Saver (currently paying 4.40%) and haven't received any notifications of a rate drop (they give 60 days notice on that account)

Issue 10 is dropping from 4.55% to 4.40% on 2nd December.

mon3ysav3r

refluxer said:

SH88SH88 said:

The KR EA Saver Issue 107 MI (which I think was also known as D82 MI) is dropping from 4.37/4.46 to 3.93/4.00 on 11-12-2025. Quite annoying as one of the better paying Cahoots also drops on or around 2-12-25.

Which Cahoot account is dropping and is it a particular issue ? I've got issue 11 of the Simple Saver (currently paying 4.40%) and haven't received any notifications of a rate drop (they give 60 days notice on that account)

Issues 9 and 10 are dropping rates on 2/12/25

I have not had any correspondence about Issue 11 so assume staying at 4.40%

friolento

refluxer said:

SH88SH88 said:

The KR EA Saver Issue 107 MI (which I think was also known as D82 MI) is dropping from 4.37/4.46 to 3.93/4.00 on 11-12-2025. Quite annoying as one of the better paying Cahoots also drops on or around 2-12-25.

Which Cahoot account is dropping and is it a particular issue ? I've got issue 11 of the Simple Saver (currently paying 4.40%) and haven't received any notifications of a rate drop (they give 60 days notice on that account)

Poster may have ommitted to upgrade their account? 

happybagger

refluxer said:

SH88SH88 said:

The KR EA Saver Issue 107 MI (which I think was also known as D82 MI) is dropping from 4.37/4.46 to 3.93/4.00 on 11-12-2025. Quite annoying as one of the better paying Cahoots also drops on or around 2-12-25.

Which Cahoot account is dropping and is it a particular issue ? I've got issue 11 of the Simple Saver (currently paying 4.40%) and haven't received any notifications of a rate drop (they give 60 days notice on that account)

Issue 10 is currently 4.55% going to 4.40% on 2/12
I got notification by email in September - well in excess of their 60 days, fair play.

allegro120

refluxer said:

SH88SH88 said:

The KR EA Saver Issue 107 MI (which I think was also known as D82 MI) is dropping from 4.37/4.46 to 3.93/4.00 on 11-12-2025. Quite annoying as one of the better paying Cahoots also drops on or around 2-12-25.

Which Cahoot account is dropping and is it a particular issue ? I've got issue 11 of the Simple Saver (currently paying 4.40%) and haven't received any notifications of a rate drop (they give 60 days notice on that account)

It's issue 10 dropping from 4.55% to 4.40% on 2nd December. Issue 11 remains at 4.4%.

refluxer

Thanks all - I'm relatively new to Cahoot so wasn't sure how they operated when it comes to different issues and rate changes.

Born2Save_3

refluxer said:

Thanks all - I'm relatively new to Cahoot so wasn't sure how they operated when it comes to different issues and rate changes.

It's a good idea to check the e-documents (or something like that) section when you're logged in.  Notifications like rate changes should be in there.  I didn't and discovered here about the Issue 10 rate drop a couple of weeks ago. It's always good to have some alternative accounts ready to manage the rate drops. And there seems to be more certainty of a rate cut at the next BoE MPC meeting now the budget is past.