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The New Top Easy Access Savings Discussion Area

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  • mebu60
    mebu60 Posts: 1,591 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    schiff said:
    The interest due on the West Brom Online 4 Access Saver (Annual) up to 30/4/25 has been credited. Still 4.40%.
    Issue 1 'matures' on 31:12:25. 
  • roose0
    roose0 Posts: 11 Forumite
    10 Posts
    Charter Iss58 NLA
  • ToastLady
    ToastLady Posts: 460 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    roose0 said:
    Charter Iss58 NLA
    Almost emptied that account yesterday, but so glad I left £1, account may come in useful later.
  • nottsphil
    nottsphil Posts: 686 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 3 May at 10:55AM
    nottsphil said:
    exel1966 said:
    RedImp_2 said:
    Opening my Chase app this morning I was offered a 1.8% boosted savings account meaning 4.8% for 6 months.
    Does seem a bit daft have to add a new account as now I have three savings accounts with them.
    I still have a Saver a/c though it's had a zero balance for a few months now.

    I have been offered the boost, there is a 'get my boost' box on the Save and Invest page.

    Realistically this is likely to become 4.55% on 15th May if the BoE base rate reduces.
    According to predictions it most certainly will. Still 10 days of a better rate is a plus.  I pulled all funds from my  unlimited access EAs and put it in Chase for now.  After the 8th May BoE meeting I'll put it back to where it was before (£12k in 4.75% Cahoots and the rest spread across 4.6% GB, Family and DF). I'm sure they will reduce their rates too, but probably not immediately.  I don't know about Family and GB, but DF and especially Cahoot give generous notices. 
    Is it really worth it for 4p (gross) per Cahoot account?
    It depends on your attitude towards saving.
    Editing out the sentence that followed what you quoted makes it look like I'm accusing you of pettiness whereas I used to have fun myself gaining the pennies for free by taking advantage of Santander's 8.20 cut off time... until they suspended my internet access. Maybe they suspected business use as in this case
    https://forums.moneysavingexpert.com/discussion/6445107/outrageous-santander-closing-account-without-notice-or-explanation/p6
  • GOTfan
    GOTfan Posts: 10 Forumite
    Seventh Anniversary First Post
    Hi, I haven't commented on the Forum for a long time but I wanted to drop in to give some feedback about "Sidekick", as still being advertised in the Top Savings Accounts list. I tried opening an account with them - went through the ID checks, etc - and then at the last step discovered that they only have a limited range of banks that they allow as the "linked" current account. My current account is with Smile (= Co-Op Bank / Coventry Building Society), hardly "exotic" but they don't support it. Bah. So just a warning for anyone else thinking of opening an account with Sidekick - you'll need one of these current accounts: Bank of Scotland, Barclays, Chelsea BS, Danske Bank, first direct, Halifax, HSBC, Lloyds, Monzo, Nationwide, NatWest, Royal Bank of Scotland, Santander, Starling, Tesco Bank, TSB, Ulster Bank, Virgin Money, Wise, YBS.
  • GOTfan
    GOTfan Posts: 10 Forumite
    Seventh Anniversary First Post
    Sidekick High Yield Cash Reserve 5 is 4.76% (5k+) including a 0.72% bonus for 12 months - it looks like they're using OakNorth for this account and will come under OakNorth's FSCS protection... it's app only too.

    not one for me, but may be of interest to others.
    There are also restrictions on the current account that you can use to fund/withdraw from
  • KevinG
    KevinG Posts: 2,086 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    GOTfan said:
    Hi, I haven't commented on the Forum for a long time but I wanted to drop in to give some feedback about "Sidekick", as still being advertised in the Top Savings Accounts list. I tried opening an account with them - went through the ID checks, etc - and then at the last step discovered that they only have a limited range of banks that they allow as the "linked" current account. My current account is with Smile (= Co-Op Bank / Coventry Building Society), hardly "exotic" but they don't support it. Bah. So just a warning for anyone else thinking of opening an account with Sidekick - you'll need one of these current accounts: Bank of Scotland, Barclays, Chelsea BS, Danske Bank, first direct, Halifax, HSBC, Lloyds, Monzo, Nationwide, NatWest, Royal Bank of Scotland, Santander, Starling, Tesco Bank, TSB, Ulster Bank, Virgin Money, Wise, YBS.
    Just don't. Sidekick was a nightmare that I've only just recovered from!
    2kWp Solar PV - 10*200W Kioto, SMA Sunny Boy 2000HF, SSE facing, some shading in winter, 37° pitch, installed Jun-2011, inverter replaced Sep-2017 AND Feb-2022.
  • GOTfan
    GOTfan Posts: 10 Forumite
    Seventh Anniversary First Post
    KevinG said:
    GOTfan said:
    Hi, I haven't commented on the Forum for a long time but I wanted to drop in to give some feedback about "Sidekick", as still being advertised in the Top Savings Accounts list. I tried opening an account with them - went through the ID checks, etc - and then at the last step discovered that they only have a limited range of banks that they allow as the "linked" current account. My current account is with Smile (= Co-Op Bank / Coventry Building Society), hardly "exotic" but they don't support it. Bah. So just a warning for anyone else thinking of opening an account with Sidekick - you'll need one of these current accounts: Bank of Scotland, Barclays, Chelsea BS, Danske Bank, first direct, Halifax, HSBC, Lloyds, Monzo, Nationwide, NatWest, Royal Bank of Scotland, Santander, Starling, Tesco Bank, TSB, Ulster Bank, Virgin Money, Wise, YBS.
    Just don't. Sidekick was a nightmare that I've only just recovered from!
    Oh? Good job I couldn't open an account then 
  • dcs34
    dcs34 Posts: 655 Forumite
    Seventh Anniversary 500 Posts Name Dropper
    ircE said:

    For existing/previous Chase/Chip customers, Chetwood remains the top True EA account, while cahoot takes the lead for those in need of instant access.
    It may be worth noting that existing Chase customers may be eligible to open the Chase Saver with Boosted Rate at 4.8% - which beats the rate offered to new customers as well as Cahoot?
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