The New Top Easy Access Savings Discussion Area

GOTfan

Hi, I haven't commented on the Forum for a long time but I wanted to drop in to give some feedback about "Sidekick", as still being advertised in the Top Savings Accounts list. I tried opening an account with them - went through the ID checks, etc - and then at the last step discovered that they only have a limited range of banks that they allow as the "linked" current account. My current account is with Smile (= Co-Op Bank / Coventry Building Society), hardly "exotic" but they don't support it. Bah. So just a warning for anyone else thinking of opening an account with Sidekick - you'll need one of these current accounts: Bank of Scotland, Barclays, Chelsea BS, Danske Bank, first direct, Halifax, HSBC, Lloyds, Monzo, Nationwide, NatWest, Royal Bank of Scotland, Santander, Starling, Tesco Bank, TSB, Ulster Bank, Virgin Money, Wise, YBS.

GOTfan

janusdesign said:

Sidekick High Yield Cash Reserve 5 is 4.76% (5k+) including a 0.72% bonus for 12 months - it looks like they're using OakNorth for this account and will come under OakNorth's FSCS protection... it's app only too.

not one for me, but may be of interest to others.

There are also restrictions on the current account that you can use to fund/withdraw from

KevinG

GOTfan said:

Hi, I haven't commented on the Forum for a long time but I wanted to drop in to give some feedback about "Sidekick", as still being advertised in the Top Savings Accounts list. I tried opening an account with them - went through the ID checks, etc - and then at the last step discovered that they only have a limited range of banks that they allow as the "linked" current account. My current account is with Smile (= Co-Op Bank / Coventry Building Society), hardly "exotic" but they don't support it. Bah. So just a warning for anyone else thinking of opening an account with Sidekick - you'll need one of these current accounts: Bank of Scotland, Barclays, Chelsea BS, Danske Bank, first direct, Halifax, HSBC, Lloyds, Monzo, Nationwide, NatWest, Royal Bank of Scotland, Santander, Starling, Tesco Bank, TSB, Ulster Bank, Virgin Money, Wise, YBS.

Just don't. Sidekick was a nightmare that I've only just recovered from!

GOTfan

KevinG said:

GOTfan said:

Hi, I haven't commented on the Forum for a long time but I wanted to drop in to give some feedback about "Sidekick", as still being advertised in the Top Savings Accounts list. I tried opening an account with them - went through the ID checks, etc - and then at the last step discovered that they only have a limited range of banks that they allow as the "linked" current account. My current account is with Smile (= Co-Op Bank / Coventry Building Society), hardly "exotic" but they don't support it. Bah. So just a warning for anyone else thinking of opening an account with Sidekick - you'll need one of these current accounts: Bank of Scotland, Barclays, Chelsea BS, Danske Bank, first direct, Halifax, HSBC, Lloyds, Monzo, Nationwide, NatWest, Royal Bank of Scotland, Santander, Starling, Tesco Bank, TSB, Ulster Bank, Virgin Money, Wise, YBS.

Just don't. Sidekick was a nightmare that I've only just recovered from!

Oh? Good job I couldn't open an account then 

dcs34

ircE said:

For existing/previous Chase/Chip customers, Chetwood remains the top True EA account, while cahoot takes the lead for those in need of instant access.

It may be worth noting that existing Chase customers may be eligible to open the Chase Saver with Boosted Rate at 4.8% - which beats the rate offered to new customers as well as Cahoot?

KevinG

dcs34 said:

ircE said:

For existing/previous Chase/Chip customers, Chetwood remains the top True EA account, while cahoot takes the lead for those in need of instant access.

It may be worth noting that existing Chase customers may be eligible to open the Chase Saver with Boosted Rate at 4.8% - which beats the rate offered to new customers as well as Cahoot?

Indeed, my wife and I have both opened one and moved the bulk of our savings to it.

ircE

dcs34 said:

ircE said:

For existing/previous Chase/Chip customers, Chetwood remains the top True EA account, while cahoot takes the lead for those in need of instant access.

It may be worth noting that existing Chase customers may be eligible to open the Chase Saver with Boosted Rate at 4.8% - which beats the rate offered to new customers as well as Cahoot?

Thanks, I've edited the comment to include a more general note about both Chip and Chase.

Zaul22

Not relevant to top rates but Tandem are now removing the multiple connected accounts to just use one nominated. That's a nice security upgrade. 

pecunianonolet

Zaul22 said:

Not relevant to top rates but Tandem are now removing the multiple connected accounts to just use one nominated. That's a nice security upgrade. 

Some see it as positive, I see it as a disadvantage. 

Bridlington1

@soulsaver

Saffron BS E-Saver Account (Issue 22) 4.50% £10 min NLA ~~~ Replaced by issue at 4.25%