The New Top Easy Access Savings Discussion Area

wiseonesomeofthetime

happybagger said:

Newbury BS rates effective 5 March 2025

An account of choice just a couple of years back now falling by the wayside, their Existing Members Account just 3.65%

I have never received any notification about change of rates since I opened the account in August 2024. 

As such, my records still show it at 4.35% (well-outdated)

ircE

Chetwood down to 4.52%

Bridlington1

Bobblehat said:

Skipton .....

Interest Rate change document now available, see links here ......

https://www.skipton.co.uk/help-and-support/base-rate-change

Of note:

Member Bonus Saver (NLA) reduces from 5% to 4.75%

FA Bonus Saver (NLA) from 4.75% to 4.45%

10_66

ircE said:

Chetwood down to 4.52%

It looks like that's just relative to various versions though.  I've just logged on an mine's (no issue number against it so I guess it must be version 1) still showing 4.71% and the updated rates show the changes were effective from yesterday (so presumably mine would show 4.52% if it had been reduced).

janusd

10_66 said:

ircE said:

Chetwood down to 4.52%

It looks like that's just relative to various versions though.  I've just logged on an mine's (no issue number against it so I guess it must be version 1) still showing 4.71% and the updated rates show the changes were effective from yesterday (so presumably mine would show 4.52% if it had been reduced).

i'm in a similar boat - I have what must be "Issue 1" (though none of their docs mentions issues AFAIK).. originally, it was 4.86%, then on 2nd December I got 14 days notice that it was dropping to 4.71% - it is still at that rate currently and assume it will remain so until I receive notification from Chetwood of a rate reduction.

update - just received an email from them...

We’re getting in touch to let you know that we’ve taken the difficult decision to reduce the interest rate payable on your Easy Access savings account.
From 27 February 2025, your new rate of interest will be 4.52% AER* variable.
Your current rate of interest is 4.71% AER* variable.

so I assume we'll all be in the same boat, receiving the same rate, after the 27th !

mebu60

ircE said:

Chetwood down to 4.52%

From 27:02:25. 

soulsaver

mebu60 said:

ircE said:

Chetwood down to 4.52%... 

From 27:02:25. 

14 days notice for current holders - new applicants get 4.52% as at now .

littlemoney

OwnedByACat said:

I just tried to open an easy access with Charter Savings Bank (as a new customer) but after selecting "apply now" was told the account was no longer available (issue 56). It's still up on the website though

I tried to open it yesterday as existing customer and couldn't and was infromed they were accepting no new applications. I have opened it today as existing customer. Don't know if will accept new customers.

tonypyorkshire

ircE said:

Chetwood down to 4.52%

I only opened this 2 days ago at 4.66% - I must have the anti-midas touch with banks lately 😞

On the bright side, it beats the Chase 3% where it's been moved from.

OwnedByACat

littlemoney said:

OwnedByACat said:

I just tried to open an easy access with Charter Savings Bank (as a new customer) but after selecting "apply now" was told the account was no longer available (issue 56). It's still up on the website though

I tried to open it yesterday as existing customer and couldn't and was infromed they were accepting no new applications. I have opened it today as existing customer. Don't know if will accept new customers.

Today I could open as a new customer. ¯\_(ツ)_/¯