The New Top Easy Access Savings Discussion Area

Bobblehat

Spotted this on Skipton's BOE Base Rate Change page under FAQ's

SnowMan

Principality Online Bonus Triple access (issue 6) reducing from 4.70% AER (including 1.5% 12 month bonus) to 4.5% AER (including 1.5% bonus) from 13th March 2025

https://www.principality.co.uk/home/savings/savings-accounts/online-bonus-triple-access?startingBalance=&savingsContributions=0&savingsFrequency=&accountTermInMonths=12

SnowMan

Morningstar has an article on what the outlook for interest rates (bank base rate) is going forward

https://www.morningstar.co.uk/uk/news/260431/when-is-the-bank-of-englands-next-rate-cut-no-one-agrees.aspx

simonsmithsays

allegro120 said:

Middle_of_the_Road said:

Nottingham Building Society.
Might be useful for some. 4.5% no restrictions.
Edit:
£1,000 min

https://www.thenottingham.com/savings/products/bonus-access-saver

This must be a re-emergence of Beehive
 It would be good to have this in the "library", it could become useful at some point, but £1,000 minimum balance is a a downside.  This requirement made me close all my Oxbury's accounts, Mansfield 90-days tracker and some others in the past.  I kept £5k in Ulster's Royalty for a long time, but that was justified by the account paying the top of the table rate.

I thought the same when I spotted this product over a month ago

janusdesign

SnowMan said:

Principality Online Bonus Triple access (issue 6) reducing from 4.70% AER (including 1.5% 12 month bonus) to 4.5% AER (including 1.5% bonus) from 13th March 2025

https://www.principality.co.uk/home/savings/savings-accounts/online-bonus-triple-access?startingBalance=&savingsContributions=0&savingsFrequency=&accountTermInMonths=12

the website states that "Our variable rate accounts will be decreasing by 0.20% AER on 13 March 2025." - though they haven't yet updated their PDF with the interest rates for NLA accounts, so I don't know if this applies to the NLA accounts too - but I think it did last time.

janusdesign

allegro120 said:

Middle_of_the_Road said:

Nottingham Building Society.
Might be useful for some. 4.5% no restrictions.
Edit:
£1,000 min

https://www.thenottingham.com/savings/products/bonus-access-saver

This must be a re-emergence of Beehive
 It would be good to have this in the "library", it could become useful at some point, but £1,000 minimum balance is a a downside.  This requirement made me close all my Oxbury's accounts, Mansfield 90-days tracker and some others in the past.  I kept £5k in Ulster's Royalty for a long time, but that was justified by the account paying the top of the table rate.

for the record, you can have less than £1k in Oxbury, Shawbrook etc - it's just that you only get a nominal interest rate... and you can have a zero balance with Ulster if you wanted to.

wrt to the Notts BS account, reading the KPI, it was launched before the recent base rate change (on 16th January according to archive.org), so any possible rate changes by NBS are not showing in this 4.50% rate and may still get reduced soon.

SeriousHoax

Does Coventry Building Society have an app?

Steve_xx

SeriousHoax said:

Does Coventry Building Society have an app?

Yes it does

SeriousHoax

Steve_xx said:

SeriousHoax said:

Does Coventry Building Society have an app?

Yes it does

I can't find it have you a link.

janusdesign

there are links on the opening page of the CBS site for Android & Apple.