The New Top Easy Access Savings Discussion Area

Cobbler_tone

Archerychick said:

Cobbler_tone said:

I opened the ‘appless’ Cahoot simple saver and it shows a rate of 3.93%. Can’t see anything else on there on offer. 

Here you go, it’s listed below the simple saver on the savings page. Here’s the actual account link for the details https://www.cahoot.com/products-and-services/cahoot-sunny-day-saver

Just checking that you have to complete a new application and can’t add from the existing account? When I open will it appear next to the other account?

Archerychick

Cobbler_tone said:

Archerychick said:

Cobbler_tone said:

I opened the ‘appless’ Cahoot simple saver and it shows a rate of 3.93%. Can’t see anything else on there on offer. 

Here you go, it’s listed below the simple saver on the savings page. Here’s the actual account link for the details https://www.cahoot.com/products-and-services/cahoot-sunny-day-saver

Just checking that you have to complete a new application and can’t add from the existing account? When I open will it appear next to the other account?

Sorry I don’t know, I don’t have another Cahoot account.

Bridlington1

Cobbler_tone said:

Archerychick said:

Cobbler_tone said:

I opened the ‘appless’ Cahoot simple saver and it shows a rate of 3.93%. Can’t see anything else on there on offer. 

Here you go, it’s listed below the simple saver on the savings page. Here’s the actual account link for the details https://www.cahoot.com/products-and-services/cahoot-sunny-day-saver

Just checking that you have to complete a new application and can’t add from the existing account? When I open will it appear next to the other account?

In my experience if you complete a new application the new account should show in your existing online banking before too long. I've had a few Cahoot accounts and this has been the case each time.

happybagger

Bridlington1 said:

Cobbler_tone said:

Archerychick said:

Cobbler_tone said:

I opened the ‘appless’ Cahoot simple saver and it shows a rate of 3.93%. Can’t see anything else on there on offer. 

Here you go, it’s listed below the simple saver on the savings page. Here’s the actual account link for the details https://www.cahoot.com/products-and-services/cahoot-sunny-day-saver

Just checking that you have to complete a new application and can’t add from the existing account? When I open will it appear next to the other account?

In my experience if you complete a new application the new account should show in your existing online banking before too long. I've had a few Cahoot accounts and this has been the case each time.

Agree with this - log out and back in again, that's when I've seen them appear.

Cobbler_tone

Bridlington1 said:

Cobbler_tone said:

Archerychick said:

Cobbler_tone said:

I opened the ‘appless’ Cahoot simple saver and it shows a rate of 3.93%. Can’t see anything else on there on offer. 

Here you go, it’s listed below the simple saver on the savings page. Here’s the actual account link for the details https://www.cahoot.com/products-and-services/cahoot-sunny-day-saver

Just checking that you have to complete a new application and can’t add from the existing account? When I open will it appear next to the other account?

In my experience if you complete a new application the new account should show in your existing online banking before too long. I've had a few Cahoot accounts and this has been the case each time.

The application was instant, along with the account appearing below the other.

s71hj

allegro120 said:

Archerychick said:

AndyTh_2 said:

Chip isn't offering me a Instant True EA at 4.70%, I've got the limited withdrawal bonus Easy Access 4.75% one though. Is the Chip Instant Access the one (is 3.75% the one I've got open)? Would I be able to close it and open it again to get that rate?

I’ve just taken out a Cahoot sunny day saver which pays 4.75% on balances up to £3k, it’s a true instant ea. I then have the rest of my cash for monthly cash flow in another ea which isn’t instant, but currently paying the same interest 

You can double it if you open a joint account.  I had 6 (2 per issue), now down to 5 (they only last for a year).  Space for £9k at 5% and £6k at 4.75% - more than enough to feed my regular savers.

I thought you could only have one and one joint account overall. So is it per issue?

SickGroove

Archerychick said:

AndyTh_2 said:

Chip isn't offering me a Instant True EA at 4.70%, I've got the limited withdrawal bonus Easy Access 4.75% one though. Is the Chip Instant Access the one (is 3.75% the one I've got open)? Would I be able to close it and open it again to get that rate?

I’ve just taken out a Cahoot sunny day saver which pays 4.75% on balances up to £3k, it’s a true instant ea. I then have the rest of my cash for monthly cash flow in another ea which isn’t instant, but currently paying the same interest 

Can I just open this account without having any other Cahoot accounts?

Will I need to wait for actual paperwork before I can put the 3K into it?

Is it an unlimited withdrawal instant easy access account as the one I have with Gatehouse is slowwwwwwwww to withdraw back to nominated account?

Cheers

pecunianonolet

Anyone else having problems with Chip? Withdrew some cash over an hour ago to Lloyds and it still hasn't arrived when it usually is instant? 

jaypers

SickGroove said:

Archerychick said:

AndyTh_2 said:

Chip isn't offering me a Instant True EA at 4.70%, I've got the limited withdrawal bonus Easy Access 4.75% one though. Is the Chip Instant Access the one (is 3.75% the one I've got open)? Would I be able to close it and open it again to get that rate?

I’ve just taken out a Cahoot sunny day saver which pays 4.75% on balances up to £3k, it’s a true instant ea. I then have the rest of my cash for monthly cash flow in another ea which isn’t instant, but currently paying the same interest 

Can I just open this account without having any other Cahoot accounts?

Will I need to wait for actual paperwork before I can put the 3K into it?

Is it an unlimited withdrawal instant easy access account as the one I have with Gatehouse is slowwwwwwwww to withdraw back to nominated account?

Cheers

Yes you can, but you’ll need to wait for a physical letter when you open your first account before you have full online access. From then on, everything is pretty much instant. 

allegro120

s71hj said:

allegro120 said:

Archerychick said:

AndyTh_2 said:

Chip isn't offering me a Instant True EA at 4.70%, I've got the limited withdrawal bonus Easy Access 4.75% one though. Is the Chip Instant Access the one (is 3.75% the one I've got open)? Would I be able to close it and open it again to get that rate?

I’ve just taken out a Cahoot sunny day saver which pays 4.75% on balances up to £3k, it’s a true instant ea. I then have the rest of my cash for monthly cash flow in another ea which isn’t instant, but currently paying the same interest 

You can double it if you open a joint account.  I had 6 (2 per issue), now down to 5 (they only last for a year).  Space for £9k at 5% and £6k at 4.75% - more than enough to feed my regular savers.

I thought you could only have one and one joint account overall. So is it per issue?

Cahoot Sunny Day.
Yes, it is per issue.