The New Top Easy Access Savings Discussion Area

friolento

Aidanmc said:

Still no sign of the withdrawal i made from Gatehouse on Thursday evening.

Looking like Monday now

edit. just received email from Gatehouse

We have been made aware of an issue which means you may experience a delay in the processing of payments to or from your account.

We apologise for any inconvenience, and want to assure you that we are working as a priority to resolve the issue as quickly as possible.Yours sincerely

Customer Services

Same for me

Aidanmc

Gatehouse payment now received!

allegro120

Aidanmc said:

Gatehouse payment now received!

The same for me. Arrived at about 12pm.

ircE

True EA accounts are easy access savings accounts which can be opened, and the headline rate earned, from a balance of just £1, and allow unlimited deposits and withdrawals. This table excludes accounts limited to smaller balances, paid-for/premium accounts and savings marketplaces. Instant True EA accounts are True EA accounts which advertise immediate deposit and withdrawal times 24/7. Highlighted entries show changes since last time: green for rate rises, red for rate falls, and blue for new entries to the respective table.

A fair bit of activity as Chip seems to be chasing ex-Chase savers, and UBL makes its debut on the scorecard.

Next MPC decision day is next Thursday 6th.

AndyTh_2

Chip isn't offering me a Instant True EA at 4.70%, I've got the limited withdrawal bonus Easy Access 4.75% one though. Is the Chip Instant Access the one (is 3.75% the one I've got open)? Would I be able to close it and open it again to get that rate?

Archerychick

AndyTh_2 said:

Chip isn't offering me a Instant True EA at 4.70%, I've got the limited withdrawal bonus Easy Access 4.75% one though. Is the Chip Instant Access the one (is 3.75% the one I've got open)? Would I be able to close it and open it again to get that rate?

Is the 4.7% a boosted rate for new customers perhaps? I can’t see it either. I can get 4.85% for limited withdrawal account, which I think is the other one you can see. 

As far as I know the boosted rate isn’t for new accounts it’s for new customers (e.g have never held a Chip account) so if you already have an account you wouldn’t qualify 

Archerychick

AndyTh_2 said:

Chip isn't offering me a Instant True EA at 4.70%, I've got the limited withdrawal bonus Easy Access 4.75% one though. Is the Chip Instant Access the one (is 3.75% the one I've got open)? Would I be able to close it and open it again to get that rate?

I’ve just taken out a Cahoot sunny day saver which pays 4.75% on balances up to £3k, it’s a true instant ea. I then have the rest of my cash for monthly cash flow in another ea which isn’t instant, but currently paying the same interest 

allegro120

Archerychick said:

AndyTh_2 said:

Chip isn't offering me a Instant True EA at 4.70%, I've got the limited withdrawal bonus Easy Access 4.75% one though. Is the Chip Instant Access the one (is 3.75% the one I've got open)? Would I be able to close it and open it again to get that rate?

I’ve just taken out a Cahoot sunny day saver which pays 4.75% on balances up to £3k, it’s a true instant ea. I then have the rest of my cash for monthly cash flow in another ea which isn’t instant, but currently paying the same interest 

You can double it if you open a joint account.  I had 6 (2 per issue), now down to 5 (they only last for a year).  Space for £9k at 5% and £6k at 4.75% - more than enough to feed my regular savers.

Cobbler_tone

I opened the ‘appless’ Cahoot simple saver and it shows a rate of 3.93%. Can’t see anything else on there on offer. 

Archerychick

Cobbler_tone said:

I opened the ‘appless’ Cahoot simple saver and it shows a rate of 3.93%. Can’t see anything else on there on offer. 

Here you go, it’s listed below the simple saver on the savings page. Here’s the actual account link for the details https://www.cahoot.com/products-and-services/cahoot-sunny-day-saver