The New Top Easy Access Savings Discussion Area

poppystar

Not quite at the top of accounts but Family Building Society have opened a new Market Tracker at 4.5% - so at the same rate as the one that went NLA earlier this month. As this is just below the 4.52% of the Online Saver recently issued I’d imagine that may be going NLA shortly?

(and also a Market Tracker ISA at 4.55% )

@soulsaver

butterflymum

Anyone have the formerly available Principality Online Bonus Double Access account? Have I overlooked mention regarding interest payment dates - was expecting yearly, from opening date, so c7/4/25, but can see an interest payment went in on 1/1/25? Was considering opening their recent Triple Access offering and shifting across the balance, hence noticed the interest payment sitting.

janusdesign

checked my pdf archive and the t&c states the interest is paid annually on 1st January...

I correctly received the interest on that date too.

butterflymum

Great, thanks, not like me to miss seeing and recording the interest date.

Dizzycap

Should anyone be interested - The extra bonus rate is only available until 31st January, 2025 and is for new clients only - Monthly Interest applied to the Cash Isa account.

https://moneyfactscompare.co.uk/isa/easy-access-cash-isas/?quick-links-first=false&product-favorites-first=false&sort-order=AER&sort-order-text=Rate&utm_campaign=14848876_Savers Friend Public 28.01.2025&utm_medium=email&utm_source=dotdigital&dm_i=187N,8U9GS,5D1CHJ,10SON3,1

Starmer24

Hi pot pickers!  

Anyone reccomend me a "non nonsense" online Easy Access savings account for >£10k that doesnt have a limit on withdrawls, doesnt have tiered rates depending on the withdrawls made, doesnt need to be App only (wife somehow failed the Atom ID check?), has quick payments and ideally mthly interest?

Just need something straight fwd to operate and ideally a biggish name.

(she already has Marcus, Cynergy and Ulster)

Thank you!

jaypers

Starmer24 said:

Hi pot pickers!  

Anyone reccomend me a "non nonsense" online Easy Access savings account for >£10k that doesnt have a limit on withdrawls, doesnt have tiered rates depending on the withdrawls made, doesnt need to be App only (wife somehow failed the Atom ID check?), has quick payments and ideally mthly interest?

Just need something straight fwd to operate and ideally a biggish name.

(she already has Marcus, Cynergy and Ulster)

Thank you!

Cahoot Sunny Day? 4.75% but max £3000. You can have 1 joint and 1 sole account. Cahoot are part of Santander.

Starmer24

jaypers said:Cahoot Sunny Day? 4.75% but max £3000. You can have 1 joint and 1 sole account. Cahoot are part of Santander.

Thanks but thats only £3k.   Need to deposit more than £10k.

Malchester

Starmer24 said:

Hi pot pickers!  

Anyone reccomend me a "non nonsense" online Easy Access savings account for >£10k that doesnt have a limit on withdrawls, doesnt have tiered rates depending on the withdrawls made, doesnt need to be App only (wife somehow failed the Atom ID check?), has quick payments and ideally mthly interest?

Just need something straight fwd to operate and ideally a biggish name.

(she already has Marcus, Cynergy and Ulster)

Thank you!

I have account with Wealthify for just that purpose. Not the best interest rate (4.39%) but instant transfer both in and out and can be operated via Web or app. Have found them excellent.

Also look at Investec online only (no app) but virtually instant deposits and withdrawals but again, not the best rate (4.4%). Again I have found them good 

jimexbox

Starmer24 said:

jaypers said:Cahoot Sunny Day? 4.75% but max £3000. You can have 1 joint and 1 sole account. Cahoot are part of Santander.

Thanks but thats only £3k.   Need to deposit more than £10k.

If you want an instant access for an emergency pot you don't intend to access, obviously unless you have an emergency. Atom have an instant access saver at 4.85% AER. If you withdraw it drops to 3.25% AER for a month.