The New Top Easy Access Savings Discussion Area

ThePirates

How will you know when it's about to go NLA?

Bridlington1

ThePirates said:

How will you know when it's about to go NLA?

PBS accounts have developed a habit of disappearing from moneyfacts at midnight on the day they go NLA, before being removed from their website around 8-9 hours later.

moi

mebu60 said:

tg99 said:

re Cynergy  My issue 68 which I didn’t get an email notification for is still showing 5.15% ie no rate reduction.

No rate reduction . . . . yet! Check again on 4 July. 

Re Cynergy Issue 68, I didn't ever get an email about the rate reduction. 4 July has come & gone, and my account still shows 5.15% overall rate 🤷‍♂️

stoneman

allegro120 said:

BestSeagull said:

I have an Ulster Bank Loyalty Saver but no current account. Did this used to be possible or have I slipped through the cracks? In which case, should I apply for a current account now to avoid any possible future issues? 

No, you haven't slipped through the cracks.  It was possible at the beginning, the requirement of current account was introduced later.  I don't have Ulster current account and not planing to open one unless it becomes necessary.

I think the problem might arise when you try to pull your money out.You will only get the interest once a year or when you close the account and transfer the savings to your Ulster current account. That’s te way I understand it anywa.

SeriousHoax

moi said:

mebu60 said:

tg99 said:

re Cynergy  My issue 68 which I didn’t get an email notification for is still showing 5.15% ie no rate reduction.

No rate reduction . . . . yet! Check again on 4 July. 

Re Cynergy Issue 68, I didn't ever get an email about the rate reduction. 4 July has come & gone, and my account still shows 5.15% overall rate 🤷‍♂️

Issue 68 now showing 5% for me.

allegro120

stoneman said:

allegro120 said:

BestSeagull said:

I have an Ulster Bank Loyalty Saver but no current account. Did this used to be possible or have I slipped through the cracks? In which case, should I apply for a current account now to avoid any possible future issues? 

No, you haven't slipped through the cracks.  It was possible at the beginning, the requirement of current account was introduced later.  I don't have Ulster current account and not planing to open one unless it becomes necessary.

I think the problem might arise when you try to pull your money out.You will only get the interest once a year or when you close the account and transfer the savings to your Ulster current account. That’s te way I understand it anywa.

Good thought, if you want to close the account and get the accrued interest you will probably need another Ulster account to transfer the balance into.  I've got a very old dormant easy access account with Ulster, this should do the job in the event of Loyalty Saver closure.  Otherwise it would make sense to open Ulster current account.    

mebu60

moi said:

mebu60 said:

tg99 said:

re Cynergy  My issue 68 which I didn’t get an email notification for is still showing 5.15% ie no rate reduction.

No rate reduction . . . . yet! Check again on 4 July. 

Re Cynergy Issue 68, I didn't ever get an email about the rate reduction. 4 July has come & gone, and my account still shows 5.15% overall rate 🤷‍♂️

As with @SeriousHoax mine is now showing 5.0% overall. 

If and when yours reduces I would be raising a formal complaint about the absence of any notification, should be able to achieve a few £s tax-free compensation. 

jameseonline

Secure Trust Access Account Issue 12 reducing on 22nd July from 5.05%/4.94% to 4.90%/4.79%.

Got an email earlier.

mebu60

jameseonline said:

Secure Trust Access Account Issue 12 reducing on 22nd July from 5.05%/4.94% to 4.90%/4.79%.

Got an email earlier.

Ditto Issue 9 from 5.1%/4.98% also to 4.9%/4.79% on 22:07. 

EthicsGradient

I got a strange call on my mobile from Cynergy (apparently) today, asking if I'd got their email about their new app (I had), and if I needed any help with it. Since I took all bar £1 out yesterday due to the rate decrease, I hadn't bothered installing the app, and told them so (I'd be suspicious of this unsolicited call, but knowing my mobile nunmber and that I have a Cynergy account seems too much of a coincidence for it to be random phishing, and anyway I didn't give them any info).

But it's strange that they think they have enough employee/contractor time to phone random customers and ask if we've installed their app. If they do that, I think any customer should expect their phone calls to them to be answered by a person at once.