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The New Top Easy Access Savings Discussion Area

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Comments

  • PeskyBlunder
    PeskyBlunder Posts: 152 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    From Vanquis:
    We are writing to inform you that the interest rate on your Easy Access Account (Issue 3) will be reduced from 4.85% to 4.65% variable, with effect from 2nd December 2024.

  • t1redmonkey
    t1redmonkey Posts: 949 Forumite
    Part of the Furniture 500 Posts Energy Saving Champion Home Insurance Hacker!
    Bridlington1 said:
    wiseonesomeofthetime said:
    Luckily, I am gripping on to Cahoot Simple Saver Issue 4 at 4.85% (NLA obv)
    I've just noticed this on Cahoot's website though:


    I've noticed this change to the interest rate of issue 4 of the Simple Saver has now been officially communicated via the e-Documents section when you log in to your Cahoot account.
  • Bobblehat
    Bobblehat Posts: 867 Forumite
    Eighth Anniversary 500 Posts I've been Money Tipped! Name Dropper
    edited 18 November 2024 at 12:34PM
    PeskyBlunder said:
    From Vanquis:
    We are writing to inform you that the interest rate on your Easy Access Account (Issue 3) will be reduced from 4.85% to 4.65% variable, with effect from 2nd December 2024.

    Further to this ....

    Easy Access Account (Issue 3) monthly rates dropping from 4.75% to 4.55% from 2nd December.

    90 Day Notice Account (Issue 6) monthly rates dropping from 4.98% to 4.89% from 3rd March 2025.
    (Edit: mentioned in Notice thread)
  • SaveTheEuro
    SaveTheEuro Posts: 988 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    SnowMan said:
    Coventry Building Society have announced their changes following the base rate cut
    The no longer available triple access saver (online) is reducing from 4.95% AER to 4.75% AER on 3rd December 2024.
    The no longer available triple access saver (online)(2) is reducing from 4.9% AER to 4.75% AER on 3rd December 2024.
    The no longer available triple access saver (online)(3), triple access saver (online)(4) and triple access saver (online)(5) are reducing from 4.83% AER to 4.75% AER on 2nd December 2024.

    A rather welcome move by Coventry to keep the reductions lower than the Bank of England base rate cut. 
  • mattojgb
    mattojgb Posts: 171 Forumite
    100 Posts Third Anniversary Name Dropper
    SaveTheEuro said:
    SnowMan said:
    Coventry Building Society have announced their changes following the base rate cut
    The no longer available triple access saver (online) is reducing from 4.95% AER to 4.75% AER on 3rd December 2024.
    The no longer available triple access saver (online)(2) is reducing from 4.9% AER to 4.75% AER on 3rd December 2024.
    The no longer available triple access saver (online)(3), triple access saver (online)(4) and triple access saver (online)(5) are reducing from 4.83% AER to 4.75% AER on 2nd December 2024.

    A rather welcome move by Coventry to keep the reductions lower than the Bank of England base rate cut. 
    I'm presuming these will become the top paying easy access accounts (NLA) once all the rate reductions shuffle through.
  • InvesterJones
    InvesterJones Posts: 1,293 Forumite
    1,000 Posts Third Anniversary Name Dropper
    mattojgb said:
    SaveTheEuro said:
    SnowMan said:
    Coventry Building Society have announced their changes following the base rate cut
    The no longer available triple access saver (online) is reducing from 4.95% AER to 4.75% AER on 3rd December 2024.
    The no longer available triple access saver (online)(2) is reducing from 4.9% AER to 4.75% AER on 3rd December 2024.
    The no longer available triple access saver (online)(3), triple access saver (online)(4) and triple access saver (online)(5) are reducing from 4.83% AER to 4.75% AER on 2nd December 2024.

    A rather welcome move by Coventry to keep the reductions lower than the Bank of England base rate cut. 
    I'm presuming these will become the top paying easy access accounts (NLA) once all the rate reductions shuffle through.

    I think there are some others NLA with higher rates, or same rate but unlimited withdrawals for those that have them, but since they're NLA, not much you can do about them :p
  • jaypers
    jaypers Posts: 1,084 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Just received an email from Cahoot.


  • KevinG
    KevinG Posts: 2,114 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    jaypers said:
    Just received an email from Cahoot.


    4.85% guaranteed until February is pretty good going, I'm glad I have most of my money in there.
    2kWp Solar PV - 10*200W Kioto, SMA Sunny Boy 2000HF, SSE facing, some shading in winter, 37° pitch, installed Jun-2011, inverter replaced Sep-2017 AND Feb-2022.
  • pecunianonolet
    pecunianonolet Posts: 1,831 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    PLUM

    We’re writing to let you know that the interest rate on your Easy Access Interest Pocket, provided by our partner Investec, will be updated from 3 December, 2024. The rate on these Interest Pockets will be adjusted as follows:

    • Premium Easy Access Savings rate is changing from 4.59% AER (variable) to 4.38% AER (variable) 

    • Standard Easy Access Savings rate is changing from 4.05% AER (variable) to 3.89% AER (variable)

    • Basic Easy Access Savings rate is changing from 3.89% AER (variable) to 3.74% AER (variable)


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