The New Top Easy Access Savings Discussion Area

KevinG

ranciduk said:

refluxer said:

refluxer said:

ranciduk said:

Shawbrook EA down to 4.15%

Just the current issue (40) at the moment by the looks of it - presumably reductions for past issues will be announced soon, but I haven't heard anything yet.

Just had notification that Issue 36 of the Shawbrook Easy Access account is reducing to 4.15% AER on 26/11/24, so presumably other recent issues will be similarly reduced.

It's not been competitive for a while now so I only had the minimum balance in so I could remain a customer, but might now see if I can find anything else suitable amongst their current offerings. 

And if you get interest paid monthly - it’s now only 4.07%

Which is 4.15% AER!

janusdesign

apologies if already mentioned (checked but couldn't see any mention), but Cahoot's Simple Saver (Issue 5) paying 4.57% has gone NLA, to be replaced by Issue 6 paying 3% (yes - THREE - that is not a typo!).

Bridlington1

janusdesign said:

apologies if already mentioned (checked but couldn't see any mention), but Cahoot's Simple Saver (Issue 5) paying 4.57% has gone NLA, to be replaced by Issue 6 paying 3% (yes - THREE - that is not a typo!).

Issue 5 went NLA about a fortnight ago IIRC. I can't recall it being mentioned on here though.

wiseonesomeofthetime

Luckily, I am gripping on to Cahoot Simple Saver Issue 4 at 4.85% (NLA obv)

My Cahoot Sunny Saver is due to drop from 5.20% to 5.00% next Monday, 18 November, according to my records.

My Skipton Bonus Tracker 5 drops to 4.56% AER today.

ranciduk

KevinG said:

ranciduk said:

refluxer said:

refluxer said:

ranciduk said:

Shawbrook EA down to 4.15%

Just the current issue (40) at the moment by the looks of it - presumably reductions for past issues will be announced soon, but I haven't heard anything yet.

Just had notification that Issue 36 of the Shawbrook Easy Access account is reducing to 4.15% AER on 26/11/24, so presumably other recent issues will be similarly reduced.

It's not been competitive for a while now so I only had the minimum balance in so I could remain a customer, but might now see if I can find anything else suitable amongst their current offerings. 

And if you get interest paid monthly - it’s now only 4.07%

Which is 4.15% AER!

Which is 4.07% monthly

t1redmonkey

Various Aldermore interest rate decreases, including the 4.75% double access going down to 4.55% from 6th December: https://www.aldermore.co.uk/media/25ahbzw5/personal-savings-accounts-rates.pdf

masonic

ranciduk said:

KevinG said:

ranciduk said:

refluxer said:

refluxer said:

ranciduk said:

Shawbrook EA down to 4.15%

Just the current issue (40) at the moment by the looks of it - presumably reductions for past issues will be announced soon, but I haven't heard anything yet.

Just had notification that Issue 36 of the Shawbrook Easy Access account is reducing to 4.15% AER on 26/11/24, so presumably other recent issues will be similarly reduced.

It's not been competitive for a while now so I only had the minimum balance in so I could remain a customer, but might now see if I can find anything else suitable amongst their current offerings. 

And if you get interest paid monthly - it’s now only 4.07%

Which is 4.15% AER!

Which is 4.07% monthly

4.07% gross pa paid monthly is 4.15% AER

4.07% monthly is 61.4% AER

soulsaver

ToTPs 1st reserve... at the moment -

Penrith BS Limited Access E-Saver1; 4.71% £50k max; 5w/d+clsr; (11/11)

IanManc

The Furness Double Access link at the top of the list no longer works, and the account isn't listed as currently available anymore.

https://www.furnessbs.co.uk/savings/savings-interest-rates

Gers

IanManc said:

The Furness Double Access link at the top of the list no longer works, and the account isn't listed as currently available anymore.

https://www.furnessbs.co.uk/savings/savings-interest-rates

Seems to be branch or paper application now.