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Did I really need to buy deer food?! My 'concentrating on saving' diary
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16p rewards to the JSF - we won't be spending anything else until the weekend now when we have our grandbaby 😁DNF: £528.66JSF: £248.65DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'0 -
Great June budget savings! Enjoy your weekend with grandbaby 😊0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Thanks @Skint_yet_Again 😊
Had a fabulous weekend but very expensive - not one ounce of regret though, thoroughly enjoyed ourselves and got some things that have been on the list for a while so definitely worth it!
Today is the money shuffle day where I round down my various savings pots and move the interest from them to the two funds I'm concentrating on.
So, £35 to each fund from the money shuffle and an additional £2.44 for the DNF from rewards.DNF: £566.10JSF: £283.65
Happy with that! 😁DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'0 -
£1.11 to the JSF today from rewards 😁 it's going to be a lean month this month I think - I'm doing my storecupboard challenge and I don't need anything for the house so shouldn't be spending much - it's a good thing but strangely disappointing too!! 🤔😂DNF: £566.10JSF: £284.76DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'0 -
15p from rewards to the DNF
DNF: £566.25JSF: £284.76DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'0 -
Wow you've done an amazing job getting those pots up so quickly.
I was reading your post about all the bins for food and was envisioning your kitchen as absolutely huge to house them all 🤣 I have a metal bin for bird food but it has to live in the garage as I've no room in the house. We don't get deer here not quite rural enough but if we did I'd feed them too! 😊
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200. July £200.
Total- £1162.23
Goal to pay off 1% of current mortgage in one year. £1200. (96.83% there)
0 -
Thanks @debtfreewannabe321 😊 they are increasing well - I did get a boost early on as I had my 'round-up' account pay out and I'd got a bit in a 'Tilly Tidy' pot too 😉
The kitchen really isn't that big 😂 the creature food bins are all in the kitchen along a wall that is too small for any cupboards (it's a bit of a walkway from the utility room so quite narrow) The recycling bins are in the utility room - that room itself is quite narrow so they are on the wall opposite the dishwasher as I can't put any cupboards on it 😉
36p to the JSF today from rewards - shopping from Sunday - still got a bit pending from yesterday's shopping but not much. I've paid my car tax today but I'm not sure if that qualifies so I'll need to check that out 🤔
DNF: £566.61
JSF: £284.76DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'0 -
22p from rewards to the DNF today - had to order some more deer food yesterday so there are a few more pennies pending 😉😂
DNF: £566.83JSF: £284.76DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'0 -
£2.31 to the JSF today - I hadn't transferred the pending stuff and had a few spends on Saturday so it's an accumulated amount 😉
DNF: £566.83JSF: £287.07DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'0 -
£2 to the DNF 😁 I've got my grandbaby this weekend so no doubt there will be a final contribution by the end of this month!
DNF: £568.83JSF: £287.07DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'0
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