We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Which cards provide a text message for every transaction

Options
This would provide an "immediate" highlight should there be a fraudulent transaction.

Which cards provide such a feature?
«13

Comments

  • sausage_time
    sausage_time Posts: 1,446 Ambassador
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    RBS (+NatWest presumably) and Chase can give app alerts (with more context and info than a text).  I imagine other banks are similar.  I sense a general move away from SMS/text.
    I’m a Forum Ambassador and I support the Forum Team on the Credit CardsSavings & investments, and Budgeting & Bank Accounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
  • My Amazon card used to, so I suspect any/some cards issued by New Day may still have that feature.
  • jbrassy
    jbrassy Posts: 1,019 Forumite
    Seventh Anniversary 500 Posts Name Dropper
    I don't kniw any that provide an instant SMS text message, but there are lots that provide instant notifications on your phone. I know that Amex, Capital One, and Barclaycard allow instant spending notifications through their apps.
  • Billxx
    Billxx Posts: 293 Forumite
    Sixth Anniversary 100 Posts Name Dropper Photogenic
    Tescos credit card - no texts but in line with most others they provide immediate notifications on your phone.  You can also change the parameters for the notifications (spend amount etc).

    Kind Regards,

    Bill
  • 400ixl
    400ixl Posts: 4,482 Forumite
    1,000 Posts Third Anniversary Name Dropper
    edited 25 May 2024 at 9:27AM
    Halifax, Starling, Chase, Nationwide do through their app, First Direct don't (or at least mine doesn't).

    Few will do it through SMS these days as its insecure and costs more than doing it via their app.
  • tizerbelle
    tizerbelle Posts: 1,921 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Tesco Bank credit cards does push and sms/email.

    Instant push notifications to your phone - transactional - you can chose to set for all transactions or just those over a certain amount. And you can chose alerts for contactless, online, foreign or all.

    SMS/email notifications - account management - related to reached credit limit; payment due in x days; balance is more than; balance is within £X of limit; balance is less than 
  • tizerbelle
    tizerbelle Posts: 1,921 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Barclaycard

    Push notifications. Not sure what they can be set for, doesn't seem to be as specific as Tesco. Says Account Updates so not sure if that is additional to transactional notifications or not.

    You can set up Text Alerts via Online Banking to sent texts (presumably) if your balance is running low or when send/receive a large debit/credit 
  • tizerbelle
    tizerbelle Posts: 1,921 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Virgin Money 

    Push notifications for all spending/over certain amounts; type of spending - in person, online or cash withdrawal; spending abroad.

    Account management stuff tends to be emailed automatically to you  - not sure if can add SMS alerts.
  • tizerbelle
    tizerbelle Posts: 1,921 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I don't have a Chase credit card but the push notifications on spending from the debit card are blooming quick - frequently before I've got out of the shop!
  • safe_hands2
    safe_hands2 Posts: 164 Forumite
    Fifth Anniversary 100 Posts Name Dropper Newshound!
    Barclaycard

    Push notifications. Not sure what they can be set for, doesn't seem to be as specific as Tesco. Says Account Updates so not sure if that is additional to transactional notifications or not.

    You can set up Text Alerts via Online Banking to sent texts (presumably) if your balance is running low or when send/receive a large debit/credit 
    I've never had them from Barclaycard - is that a new thing? 

    Santander send texts, bit only for transactions over £25. They're instant though unlike Halifax app notifications where it can take a few hours to come through.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.6K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.